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Property Type: Detached HouseOwnership: Freehold
81 GREY STREET
Brantford, ON N3T2T4
MLS® X13650936
$469,000
3 bed2 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 35 x 132 FT
- Frontage
- 35 feet
C3-4, C3-16
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,966.99 (2026)
Interior
- Basement
- Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Mud room | Main level | — |
| Bathroom | Main level | — |
| Bathroom | Second level | — |
Description
Welcome to 81 Grey Street, Brantford! This charming property is located in a Mixed Commercial Residential (MCR) Zone (please contact the City of Brantford for permitted uses), Lot size: 35'x132', offering an excellent opportunity for investors, business owners, or first-time home buyers. The home has been thoughtfully updated with newly painted main floor, basement, and deck, newly installed staircases with modern railings, a new window in the second-floor hallway, and new vinyl plank flooring in the primary bedroom and hallway. Rental Items: Furnace (2025), Air Conditioner (2021), Water Softener (2021), Smart home system(2021- Smart Smoke & CO Detector) and Water Heater. Main Floor Features: 9-foot ceilings, Bright, open-concept living, dining, and kitchen area, Convenient side entrance, Full bathroom, Spacious mudroom. Second Floor Features: Large primary bedroom, Two additional generously sized bedrooms, One full washroom. Ideally located in the heart of Brantford, this property offers easy access to schools, shopping, public transit, parks, restaurants, and other everyday amenities. Whether you're looking for a place to call home or a property with excellent investment potential, this is an opportunity you won't want to miss. Book your private showing today! Rent per month : Furnace $97.99, Air Conditioner $69.99, Water Softener $50, Water Heater $35.24 and Smart Home System $12 plus tax. (id:63159)
Listing Information
- MLS®
- X13650936
- Tax assessment year
- 2026
- Data last synced
- October 5, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13650936
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$403/sqft
388 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
4°C
—
Humidity 98%
Wind SW 3 km/h
Today
20°
Tonight
5°
Friday
13°
Friday night
-1°
Saturday
14°
Saturday night
4°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings: 43,269
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($23,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$375,200.00
Periodic payment — Principal & Interest (monthly)$2,420.66
Additional monthly expenses (condo fees, tax, utilities, etc.)$247.25
Total monthly cost$2,667.91
Interest paid over 5-yr term$107,533.40
Balance at end of term$337,493.61
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$23,450
Stress test qualifying rate8.19%
Payment you must qualify for$3,454.68
Cash Needed at Closing
Minimum down payment$23,450
Estimated Land Transfer Tax (LTT)$5,855
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,805
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
