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Property Type: TownhouseOwnership: Freehold
86 MUNRO CIRCLE
Brantford, ON N3T0R5
MLS® X13858436
$499,999
3 bed3.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Lot size
- 20 x 91.9 FT
- Frontage
- 20 feet
H-R4A-46
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $3,084.23
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Eating area | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
Description
Step inside 86 Munro Circle in Brantford and discover a beautifully maintained, modern two-storey freehold townhome offering 3 spacious bedrooms, 3 bathrooms, and 2 parking spaces. A welcoming foyer leads into a bright, open-concept main floor featuring elegant hardwood flooring and comfortable spaces for everyday living and entertaining. Gather in the living room, prepare meals in the kitchen, and enjoy your morning coffee in the breakfast area. A convenient powder room completes the main level. Upstairs, three inviting bedrooms offer space to rest and recharge, while a separate second-floor laundry room makes daily routines easier. Step outside to your private, fully fenced backyard - a lovely setting for outdoor gatherings and family time. The unfinished basement provides additional storage and a blank canvas for future possibilities. Situated in a family-friendly neighbourhood just minutes from schools, shopping, community centres, and public transit, this home brings comfort and convenience together. Come in and imagine your next chapter (id:63161)
Listing Information
- MLS®
- X13858436
- Data last synced
- October 27, 2026
PONTIS REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: PONTIS REALTY INC.
MLS® Number: X13858436
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Brantford average
$345/sqft
67 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
6°C
—
Humidity 98%
Wind N calm km/h
Tonight
6°
Thursday
21°
Thursday night
7°
Friday
13°
Friday night
-1°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
104,688
(2021 Census)
+6.2% since 2016
Density: 1,061.2/km²
Dwellings:
Similar Listings Nearby
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292 m away
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($25,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,999.00
Periodic payment — Principal & Interest (monthly)$2,580.66
Additional monthly expenses (condo fees, tax, utilities, etc.)$257.02
Total monthly cost$2,837.68
Interest paid over 5-yr term$114,640.86
Balance at end of term$359,800.39
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$25,000
Stress test qualifying rate8.19%
Payment you must qualify for$3,683.02
Cash Needed at Closing
Minimum down payment$25,000
Estimated Land Transfer Tax (LTT)$6,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
