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Property Type: TownhouseOwnership: Freehold
03 - 314 EQUESTRIAN WAY
Cambridge, ON N3E0E4
MLS® X13515416
$599,000
3 bed4 full, 2 half bath2 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 3
- Lot size
- 16 x 72 FT
- Frontage
- 16 feet
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Condo / maintenance fee
- $170/mo
- Annual property tax
- $4,644
Maintenance Fee Includes
Also included: Parcel of Tied Land
Interior
- Basement
Description
Welcome to this modern style beautiful 3 bedroom plus Den with lots of upgrades and ready to move-in on main floor 4-bathroom home offers a great value to your family! Main floor offers a Den which can be utilized as home office or entertainment room with powder room. Second floor is complete open concept style from the Kitchen that includes an eat-in area, hard countertops, lots of cabinets, stunning island, upgraded SS appliances, decent living room and additional powder room. Third floor offers Primary bedroom with upgraded -suite and walk-in closets along with 2 other decent sized bedrooms. Beautiful exterior makes it look more amttracting. Ammenities, highways, and schools are closed by. Do not miss it! (id:63159)
Listing Information
- MLS®
- X13515416
- Data last synced
- September 15, 2026
COLDWELL BANKER SUN REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: COLDWELL BANKER SUN REALTY
MLS® Number: X13515416
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$369/sqft
83 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (condo fees, tax, utilities, etc.)$557.00
Total monthly cost$3,648.64
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,373.89
Cash Needed at Closing
Minimum down payment$34,900
Estimated Land Transfer Tax (LTT)$8,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
