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Property Type: TownhouseOwnership: Condominium
10 ISHERWOOD Avenue Unit# 1
Cambridge, ON N1R8L5
MLS® 40857995
$699,900
3 bed3 bath4 parking2,519 sqftBuilt 2001
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Style
- Bungalow
- Stories
- 1
- Frontage
- 1 feet
RM1
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $500/mo
- Annual property tax
- $5,171.66
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Basement | — |
| Utility room | Basement | 18'3'' x 7'8'' |
| 3pc Bathroom | Basement | — |
| Storage | Basement | 11'2'' x 4'6'' |
| Bedroom | Basement | 11'2'' x 15'6'' |
| Other | Basement | 22'4'' x 20'2'' |
| Office | Basement | 13'1'' x 12'0'' |
| Family room | Basement | 13'10'' x 20'4'' |
| Foyer | Basement | 8'3'' x 15'10'' |
| 4pc Ensuite bath | Main level | — |
| 3pc Bathroom | Main level | — |
| Breakfast | Main level | 9'10'' x 11'11'' |
| Kitchen | Main level | 9'8'' x 11'11'' |
| Living room | Main level |
Description
Welcome to Isherwood! This beautifully maintained 3-bedroom, 3-bathroom bungalow townhouse condo offers the ease of one-floor living with an impressive amount of finished space below. The bright, inviting main level features an open-concept living and dining area highlighted by a large skylight that fills the space with natural light, creating a warm and airy atmosphere throughout. The spacious kitchen offers plenty of cabinetry, generous counter space, and a convenient eat-in area, along with direct access to the garage. Two bedrooms are located on the main floor, and both offer access to their own private bathrooms, providing comfort and convenience for family members or guests. The primary suite features double closets and a private ensuite, while the second main-floor bedroom also enjoys direct access to a bathroom. The fully finished lower level provides exceptional versatility, featuring a third bedroom, full bathroom, large office, spacious laundry room, and generous family room — ideal for guests, a home office, hobbies, or additional living space. A laundry rough-in is also available on the main floor for added convenience. Step outside to your large private terrace, offering the perfect setting for morning coffee, outdoor dining, entertaining, or simply enjoying some quiet time outdoors. Set in the desirable Isherwood community, this home is conveniently located just minutes from the YMCA, Galt Country Club, Cambridge Memorial Hospital, Shades Mills and Dumfries Conservation Areas, shopping, restaurants, Highway 24, and Highway 401. A wonderful opportunity for buyers seeking bungalow-style living, low-maintenance condo ownership, abundant natural light, private bathroom access for both main-floor bedrooms, and a beautifully finished lower level — all in a convenient and established Cambridge location. (id:63161)
Listing Information
- MLS®
- 40857995
- Data last synced
- October 23, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40857995
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$278/sqft
Building average
—
No other active listings in this building
31 - Northview average
$325/sqft
4 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$559,920.00
Periodic payment — Principal & Interest (monthly)$3,612.41
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,056.97
Total monthly cost$4,669.39
Interest paid over 5-yr term$160,474.68
Balance at end of term$503,649.85
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$44,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,078.00
Cash Needed at Closing
Minimum down payment$44,990
Estimated Land Transfer Tax (LTT)$10,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
