Cambridge, ON N1S4M5
MLS® 40855112
$539,000
RM4
| Room | Level | Dimensions |
|---|---|---|
| Storage | Basement | 4'6'' x 8'10'' |
| Utility room | Basement | 5'11'' x 7'2'' |
| Other | Basement | 13'0'' x 22'6'' |
| 4pc Bathroom | Second level | 5'0'' x 8'10'' |
| Bedroom | Second level | 6'10'' x 11'9'' |
| Bedroom | Second level | 8'10'' x 12'7'' |
| Primary Bedroom | Second level | 10'7'' x 11'9'' |
| 2pc Bathroom | Main level | 5'6'' x 4'7'' |
| Dining room | Main level | 11'4'' x 10'1'' |
| Living room | Main level | 9'5'' x 17'9'' |
| Kitchen | Main level | 7'3'' x 10'9'' |
A rare opportunity to own a freehold townhome with no condo fees in the quiet and established West Galt community. This 3-bedroom, 2-bathroom home offers a functional layout with a bright living and dining area, finished basement, and a generous backyard with plenty of room to enjoy. Located close to schools, parks, trails, shopping, and everyday amenities, while just minutes from Downtown Galt and the growing Gaslight District with restaurants, events, and entertainment nearby. An excellent option for first-time buyers looking for more space, a great neighbourhood, and the benefits of freehold ownership in Cambridge. (id:63159)
ADANA HOMES A CANADIAN REALTY INC., BROKERAGE
Data source: CREA DDF.
Listing Brokerage: ADANA HOMES A CANADIAN REALTY INC., BROKERAGE
MLS® Number: 40855112
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
This listing
$323/sqft
Building average
—
No other active listings in this building
14 - Westview average
$407/sqft
5 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar active properties nearby based on property type, price, and size.
Minimum required: 5.4% ($28,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
Dwellings: 53,491
Median household income: $93,000
After-tax: $82,000
Immigrant population: 23.2%
Top countries of origin (% of total population)
Source: Statistics Canada, 2021 Census of Population.
Restaurants (2)
Cafes (1)
Parks (5+)
Healthcare (1)
Nearby places data: © OpenStreetMap contributors.
1.6 km away