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Property Type: TownhouseOwnership: Freehold
91 ROSEVIEW Avenue Unit# Unit B
Cambridge, ON N1R4B1
MLS® 40862399
$649,900
3 bed3.5 bath2 parking1,580 sqftBuilt 2026
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Frontage
- 20 feet
R4
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
Interior
- Basement
- Unfinished, Full
- Heating
- Boiler, Natural gas
- Cooling / A/C
- None
- Fireplace
- None
Exterior & Lot
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | 9'2'' x 14'1'' |
| Bedroom | Second level | 9'1'' x 14'1'' |
| Primary Bedroom | Second level | 12'1'' x 12'1'' |
| 4pc Ensuite bath | Second level | — |
| 4pc Bathroom | Second level | — |
| Living room | Main level | 10'11'' x 17'2'' |
| Dining room | Main level | 11'10'' x 7'9'' |
| Kitchen | Main level | 7'9'' x 12'6'' |
| 2pc Bathroom | Main level | — |
Description
Experience the difference of true custom craftsmanship. Nestled in one of Galt's most desirable neighbourhoods, this stunning 1580 sq. ft. FREEHOLD townhome offers the perfect combination of timeless design, quality construction, and modern living. Thoughtfully designed with exceptional finishes and quality upgrades throughout. Featuring a bright, open-concept layout, 3 spacious bedrooms, 2.5 bathrooms, and an unspoiled basement offering endless possibilities to create additional living space tailored to your lifestyle. Set on an impressive 132-foot deep lot, this home provide generous outdoor space rarely found in townhome living. This home showcases superior craftsmanship, a stylish interior, and the attention to detail that has become synonymous with this builder. Whether you're a growing family, professional, or downsizer seeking low-maintenance living without compromising on quality, this home offers an exceptional opportunity. Enjoy the convenience of freehold ownership with no condo fees. Luxury. Quality. Location. Setting the standard for exceptional custom-built homes in Cambridge. ** Townhome is to be built and photos are artist concept. (id:63159)
Listing Information
- MLS®
- 40862399
- Data last synced
- September 15, 2026
Royal LePage Wolle Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Wolle Realty
MLS® Number: 40862399
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$411/sqft
Building average
—
No other active listings in this building
20 - City Core/Wellington average
$402/sqft
2 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
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Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($39,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$519,920.00
Periodic payment — Principal & Interest (monthly)$3,354.35
Additional monthly expenses (condo fees, tax, utilities, etc.)$79.00
Total monthly cost$3,433.35
Interest paid over 5-yr term$149,010.57
Balance at end of term$467,669.72
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$39,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,729.08
Cash Needed at Closing
Minimum down payment$39,990
Estimated Land Transfer Tax (LTT)$9,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
