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Property Type: Detached HouseOwnership: Freehold
100 LAURIS AVENUE
Cambridge, ON N1R5L4
MLS® X13636636
$649,999
4 bed2 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 55 x 117 FT
- Frontage
- 55 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,718
Interior
- Basement
- Finished, Walk out, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Description
Welcome to 100 Lauris Ave, Cambridge, a beautifully updated bungalow offering exceptional versatility for families, investors, or those seeking additional income potential. This spacious home features 3 bedrooms plus 1 bedroom walk out basement unit with a lving room, providing flexible living space for a home office, guest rooms, or growing families.The fully finished walk-out basement is ideal for an in-law suite or mortgage helper, offering endless possibilities for multigenerational living or rental income. Recent 2024 upgrades include a stunning modern kitchen, new stainless steel appliances, and upgraded attic insulation for improved comfort and efficiency.Situated on a generous lot with parking for up to 3 vehicles, this move-in-ready home is conveniently located close to schools, parks, shopping, public transit, and major amenities. Whether you're looking for your next family home or a smart investment opportunity, this property offers outstanding value in a desirable Cambridge neighbourhood. Don't miss your chance to make it yours! (id:63159)
Listing Information
- MLS®
- X13636636
- Data last synced
- September 15, 2026
GLOBAL BRICKS EXECUTIVE HOMES REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: GLOBAL BRICKS EXECUTIVE HOMES REALTY
MLS® Number: X13636636
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($40,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$519,999.00
Periodic payment — Principal & Interest (monthly)$3,354.86
Additional monthly expenses (condo fees, tax, utilities, etc.)$309.83
Total monthly cost$3,664.69
Interest paid over 5-yr term$149,033.21
Balance at end of term$467,740.78
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$40,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,729.77
Cash Needed at Closing
Minimum down payment$40,000
Estimated Land Transfer Tax (LTT)$9,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
