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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
176 SAMUELSON Street
Cambridge, ON N1R1K3
MLS® 40874116
65
Walk Score
50
Transit
61
Bike
$599,999
4 bed3 bath5 parking2,113 sqft
65
Walk Score
50
Transit
61
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 46 feet
R5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,385
Interior
- Basement
- Finished, Full
- Heating
- Heat Pump, Forced air
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bonus Room | Basement | 6'3'' x 19'10'' |
| Den | Basement | 8'5'' x 11'0'' |
| Utility room | Basement | 7'1'' x 6'5'' |
| Recreation room | Basement | 20'11'' x 11'1'' |
| Laundry room | Basement | 14'6'' x 4'9'' |
| Kitchen | Basement | 9'0'' x 11'2'' |
| Bedroom | Basement | 9'6'' x 11'0'' |
| 4pc Bathroom | Basement | — |
| 3pc Bathroom | Basement | — |
| Sunroom | Main level | 8'1'' x 24'1'' |
| Primary Bedroom | Main level | 12'3'' x 11'6'' |
| Living room | Main level | 19'2'' x 11'7'' |
| Kitchen | Main level | 16'6'' x 11'4'' |
| Bedroom |
Description
DUPLEX PROPERTY - OR A GREAT BUNGALOW WITH AN INLAW SUITE. Welcome to this spacious and beautifully updated 4-bedroom, 3-bathroom home offering a versatile layout with plenty of room for the whole family. At the heart of the home is a stunning updated kitchen featuring elegant marble countertops, modern grey cabinetry and stainless steel appliances. The bright and inviting living spaces continue into the sunroom at the rear of the home, where an abundance of natural light creates the perfect space to relax and enjoy views of the large backyard. The fully finished basement adds exceptional flexibility and features a full kitchen, providing excellent potential for an in-law setup, extended family living or rental opportunity. With four bedrooms and three bathrooms throughout the home, there is plenty of space to accommodate a variety of lifestyles. Major updates offer added peace of mind, including a new roof completed approximately 10 months ago, as well as a new heat pump and air conditioning system installed in 2023. Outside, the large backyard provides plenty of room for entertaining, gardening, children and pets. With an ASAP closing date available, this move-in-ready home is an excellent opportunity for buyers looking for space, modern updates and added income potential. (id:63161)
Listing Information
- MLS®
- 40874116
- Data last synced
- October 29, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40874116
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$284/sqft
Building average
—
No other active listings in this building
30 - Elgin Park/Coronation average
$409/sqft
14 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($35,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,999.00
Periodic payment — Principal & Interest (monthly)$3,096.79
Additional monthly expenses (condo fees, tax, utilities, etc.)$388.08
Total monthly cost$3,484.87
Interest paid over 5-yr term$137,569.09
Balance at end of term$431,760.65
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$35,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,380.86
Cash Needed at Closing
Minimum down payment$35,000
Estimated Land Transfer Tax (LTT)$8,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
