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Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED
15 CURRIE Street
Cambridge, ON N1P1A2
MLS® 40873344
48
Walk Score
47
Transit
56
Bike
$575,000
3 bed2 bath3 parking1,550 sqftBuilt 1965
48
Walk Score
47
Transit
56
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 34 feet
RS1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Condo / maintenance fee
- $0/mo
- Annual property tax
- $3,084.84
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Basement | 6'1'' x 6'7'' |
| 3pc Bathroom | Basement | — |
| Recreation room | Basement | 11'3'' x 18'7'' |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 9'2'' x 9'9'' |
| Bedroom | Second level | 8'5'' x 11'4'' |
| Primary Bedroom | Second level | 9'7'' x 13'4'' |
| Family room | Main level | 11'3'' x 13'4'' |
| Kitchen/Dining room | Main level | 11'5'' x 18'9'' |
Description
Welcome to this bright and inviting 3-bedroom, 2-bathroom home in North Galt! The main floor offers a fresh, modern feel with scratch resistance and stylish vinyl plank flooring, updated lighting and an open, functional layout. Tons of natural light throughout. The newly updated kitchen features stainless steel appliances, backsplash, ample cabinetry and a bright eat-in area. Upstairs, you'll find three comfortable bedrooms and a new updated bathroom featuring beautiful lighting and modern fixtures. This home is ideal for first-time buyers, growing families, or investors. The finished basement extends the living space with a spacious recreation room, separate laundry room, bright lights and a convenient 3-piece bathroom, or use it for a home office, gym or guest space. Outside, you'll appreciate the 3 sided fenced backyard, providing a private space for children, pets, and summer entertaining. The long driveway accommodates parking for up to 3 vehicles that adds exceptional convenience. Located close to schools, parks, Hespeler road shopping, public transit, and major commuter routes, this move-in-ready home is an excellent opportunity to own in a desirable Cambridge neighborhood. Updates include: 95% new windows and doors 2026, roof 2022 , a/c 2026 , electrical panel 2020 , all new viny plank floors, interior doors and hardware, all base trim, 1 new bathroom, ceiling lights, fresh paint, (id:63161)
Listing Information
- MLS®
- 40873344
- Data last synced
- October 24, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40873344
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$371/sqft
Building average
—
No other active listings in this building
31 - Northview average
$401/sqft
9 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.7% ($32,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$460,000.00
Periodic payment — Principal & Interest (monthly)$2,967.76
Additional monthly expenses (condo fees, tax, utilities, etc.)$335.07
Total monthly cost$3,302.83
Interest paid over 5-yr term$131,837.32
Balance at end of term$413,771.49
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$32,500
Stress test qualifying rate8.19%
Payment you must qualify for$4,206.40
Cash Needed at Closing
Minimum down payment$32,500
Estimated Land Transfer Tax (LTT)$7,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$41,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
