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Property Type: Detached HouseOwnership: Freehold
210 FERGUSON Avenue
Cambridge, ON N1R6G2
MLS® 40871337
$575,000
3 bed2 bath4 parking1,150 sqftBuilt 1975
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 29 feet
RS1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,052
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Basement | — |
| 3pc Bathroom | Basement | — |
| Recreation room | Basement | — |
| 3pc Bathroom | Second level | — |
| Bedroom | Second level | 11'4'' x 9'8'' |
| Bedroom | Second level | 14'8'' x 10'5'' |
| Primary Bedroom | Second level | 12'1'' x 10'5'' |
| Kitchen | Main level | 10'10'' x 14'1'' |
| Living room | Main level | 19'3'' x 14'1'' |
Description
Welcome to 210 Ferguson Avenue, a fully renovated, move-in-ready freehold semi-detached home in a mature, family-friendly Cambridge neighbourhood. This bright and inviting property offers 3 bedrooms and 2 full bathrooms, with modern finishes and thoughtful upgrades throughout. The beautifully updated kitchen features a large island, ample cabinetry and brand-new appliances, creating the perfect space for everyday living and entertaining. Major improvements include new windows and doors, an updated electrical panel, a new roof, furnace and air conditioning completed last year, as well as a brand-new asphalt driveway. The lower level provides additional flexibility and includes a kitchen rough-in, offering excellent future potential. Outside, enjoy fresh sod and a spacious backyard with plenty of room for children, pets, gardening or entertaining. Conveniently located close to schools, parks, shopping, public transit and everyday amenities, with easy access to Franklin Boulevard, Can-Amera Parkway and Highway 401. An excellent opportunity for first-time buyers, growing families or investors looking for a beautifully updated home where all the major work has already been completed! (id:63159)
Listing Information
- MLS®
- 40871337
- Data last synced
- October 20, 2026
Re/Max Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc.
MLS® Number: 40871337
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$500/sqft
Building average
—
No other active listings in this building
31 - Northview average
$385/sqft
9 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.7% ($32,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$460,000.00
Periodic payment — Principal & Interest (monthly)$2,967.76
Additional monthly expenses (condo fees, tax, utilities, etc.)$312.33
Total monthly cost$3,280.10
Interest paid over 5-yr term$131,837.32
Balance at end of term$413,771.49
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$32,500
Stress test qualifying rate8.19%
Payment you must qualify for$4,206.40
Cash Needed at Closing
Minimum down payment$32,500
Estimated Land Transfer Tax (LTT)$7,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$41,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
