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Property Type: Detached HouseOwnership: Freehold
108 NORFOLK AVENUE
Cambridge, ON N1R3V2
MLS® X14084016
$570,000
4 bed2 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 40 x 110 FT
- Frontage
- 40 feet
R-5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,997
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bedroom | Main level | — |
| Bedroom | Main level | — |
| Bedroom | Main level | — |
| Other | Basement | — |
| Bedroom | Basement | — |
| Other | Basement | — |
Description
108 Norfolk Ave, Cambridge! Fully Renovated 3-Bedroom, 2-Bathroom Home Situated On A Generous 40' x 110' Lot, Offering Modern Finishes And Move-In Ready Living. This Beautifully Updated Home Features Brand-New Luxury Vinyl Flooring, New Plumbing, New Interior Doors, New Appliances, Renovated Washrooms, New Fixtures, And Fresh Paint Throughout. Enjoy The Newly Updated Front Deck And An Ample-Sized Backyard, Perfect For Outdoor Gatherings, Relaxation, And Family Activities. The Backyard Also Includes An Additional Garden Shed Measuring Approximately 10.6' Wide By 31.2' Long, Providing Excellent Storage And Versatile Utility Space. With Extensive Updates Throughout, This Home Offers Comfort, Functionality, And Contemporary Style. An Excellent Opportunity For First-Time Buyers, Families, Or Investors. Some of photos are virtually staged .Don't Miss! Must See This Turnkey Property In Cambridge! . (id:63161)
Listing Information
- MLS®
- X14084016
- Data last synced
- October 25, 2026
RE/MAX GOLD REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX GOLD REALTY INC.
MLS® Number: X14084016
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 5.6% ($32,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$456,000.00
Periodic payment — Principal & Interest (monthly)$2,941.96
Additional monthly expenses (condo fees, tax, utilities, etc.)$249.75
Total monthly cost$3,191.71
Interest paid over 5-yr term$130,690.91
Balance at end of term$410,173.47
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$32,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,171.51
Cash Needed at Closing
Minimum down payment$32,000
Estimated Land Transfer Tax (LTT)$7,875
Legal / closing costs (typical estimate)$1,500
Total cash needed$41,375
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
