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Property Type: Detached HouseOwnership: Freehold
116 VICTORIA AVENUE
Cambridge, ON N1S1X9
MLS® X13877616
$549,900
3 bed2 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 67.4 x 46.4 FT ; 39.05 X 25.76 X 65.59 X 14.98
- Frontage
- 67.4 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,371
Interior
- Basement
- Unfinished, Partial
- Heating
- Forced air, Natural gas
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Laundry room | Main level | — |
| Living room | Main level | — |
| Bathroom | Main level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
Description
Welcome to 116 Victoria Ave, Cambridge, a beautifully renovated and exceptionally well-maintained home nestled in a family-friendly neighborhood. Offering 3 bedrooms, 2 full bathrooms, parking for 4 vehicles: 1-car garage, 3-car driveway, this is the house you don't want to miss. Step inside to a spacious and bright main level, featuring newly added full bathroom, an excellent feature for everyday living. The fully updated kitchen offers excellent functionality with additional cabinetry providing ample storage, while the adjacent dining area is the perfect place to create lasting memories over shared meals. Living room featuring a stunning wall of windows that fills the space with natural light, complemented by beautifully designed wood panels creates a modern focal point. Main level Laundry is cherry on cake. Upstairs, discover 3 generously sized bedrooms, each offering plenty of natural light and comfortable living space. All bedrooms are bright, airy and versatile. The bathrooms have been beautifully rebuilt and upgraded, creating a fresh and modern feel throughout. The basement offers valuable additional space ready for your personal touch. Step outside into the fully fenced backyard, where the spacious patio provides an ideal setting for summer gatherings, family bbq's and entertaining. There is plenty of room for children and pets to play, with excellent potential to create your own outdoor oasis. This Carpet-Free home has been extensively updated, including windows, doors in 2022, driveway in 2024, gutter system in 2025, water softener in 2022 with alkaline filter added in 2026, water purifier in 2022, furnace and heat pump in 2025, updated flooring, lighting and stairs, a new main-level bathroom and rebuilt bathroom in 2026, appliances between 2024 and 2025. Conveniently located close to schools, parks, shopping, restaurants, amenities and Public Transit, this is an incredible opportunity to own a move-in ready house. Book your private showing today. (id:63159)
Listing Information
- MLS®
- X13877616
- Data last synced
- October 19, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13877616
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($29,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$439,920.00
Periodic payment — Principal & Interest (monthly)$2,838.21
Additional monthly expenses (condo fees, tax, utilities, etc.)$280.92
Total monthly cost$3,119.13
Interest paid over 5-yr term$126,082.34
Balance at end of term$395,709.46
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$29,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,031.25
Cash Needed at Closing
Minimum down payment$29,990
Estimated Land Transfer Tax (LTT)$7,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
