Loading…
Property Type: Detached HouseOwnership: Freehold
38 GLENMORRIS STREET
Cambridge, ON N1S2Y2
MLS® X14099498
88
Walk Score
50
Transit
58
Bike
$485,900
3 bed1 bath5 parking
88
Walk Score
50
Transit
58
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 66 x 137.5 FT
- Frontage
- 66 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,177 (2025)
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Bathroom | Main level | — |
| Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Primary Bedroom | Main level | — |
| Living room | Main level | — |
| Laundry room | Main level | — |
| Other | Basement | — |
Description
Charming bungalow at 38 Glenmorris Street in Cambridge! Set on a generous 65 ft. x 137 ft. lot, this detached 3-bedroom home offers 1,068 sq. ft. of main-floor living space with plenty of potential to make it your own. The functional layout features a spacious living room, kitchen with ample space, three bedrooms, a 4-piece bathroom, and convenient main-floor laundry. The full unfinished basement offers additional storage and future possibilities. Outside, enjoy a detached garage, a double-wide gravel driveway, and a spacious backyard with room to relax, garden, or entertain. Ideally located near parks, trails, schools, shopping, public transit, and the amenities of downtown Cambridge, this property is a great opportunity for first-time buyers, downsizers, or investors looking to add value. With its generous lot, practical layout, and convenient location, this home is full of potential! (id:63161)
Listing Information
- MLS®
- X14099498
- Tax assessment year
- 2025
- Data last synced
- October 26, 2026
REAL BROKER ONTARIO LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REAL BROKER ONTARIO LTD.
MLS® Number: X14099498
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,295) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$388,720.00
Periodic payment — Principal & Interest (monthly)$2,507.89
Additional monthly expenses (condo fees, tax, utilities, etc.)$264.75
Total monthly cost$2,772.64
Interest paid over 5-yr term$111,408.27
Balance at end of term$349,654.90
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,295
Stress test qualifying rate8.19%
Payment you must qualify for$3,579.17
Cash Needed at Closing
Minimum down payment$24,295
Estimated Land Transfer Tax (LTT)$6,193
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,988
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
