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Property Type: TownhouseOwnership: CondominiumRECENTLY LISTED
13 - 220 SALISBURY AVENUE
Cambridge, ON N1S1K5
MLS® X14109916
30
Walk Score
34
Transit
36
Bike
$399,900
3 bed3 full, 2 half bath3 parking
30
Walk Score
34
Transit
36
Bike
Amenities
Visitor Parking
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Style
- Multi-level
R3
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $1,130/mo
- Annual property tax
- $3,583.87 (2026)
Maintenance Fee Includes
Water
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- Finished, Full, Walk out
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Third level | — |
| Bedroom 3 | Third level | — |
| Recreational, Games room | Lower level | — |
| Laundry room | Basement | — |
| Utility room | Basement | — |
Description
Welcome to 220 Salisbury Ave, Unit 13, a beautifully updated 3-bedroom, 3-bathroom multi-level condo townhouse tucked away in a quiet and private enclave in one of West Galt's most desirable neighbourhoods. Backing onto a greenbelt and natural green space, this home offers a peaceful setting with a wonderful sense of privacy. The spacious layout features a walkout basement, providing added flexibility and easy access to the outdoors. Numerous recent improvements include renovated kitchen and bathrooms, new flooring throughout, electrical upgrades, and improved attic insulation completed in 2025. The windows were replaced approximately two years ago, adding to the home's comfort and efficiency. Ideally located close to schools, playgrounds, parks, trails and everyday amenities, with easy access to the Grand River trail network, Victoria Park and historic downtown Galt. A fantastic opportunity to enjoy the convenience of condo living while surrounded by nature, privacy and the established charm of West Galt. (id:63161)
Listing Information
- MLS®
- X14109916
- Tax assessment year
- 2026
- Data last synced
- October 24, 2026
EXP REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: EXP REALTY
MLS® Number: X14109916
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$369/sqft
83 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$319,920.00
Periodic payment — Principal & Interest (monthly)$2,064.02
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,428.66
Total monthly cost$3,492.67
Interest paid over 5-yr term$91,689.99
Balance at end of term$287,769.07
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,995
Stress test qualifying rate8.19%
Payment you must qualify for$2,945.68
Cash Needed at Closing
Minimum down payment$19,995
Estimated Land Transfer Tax (LTT)$4,474
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,969
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
