Loading…
Property Type: Detached HouseOwnership: Freehold
13 STEADMAN STREET
Cambridge, ON N1S0C7
MLS® X13881438
$699,000
4 bed3.5 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 29.5 x 98.4 FT
- Frontage
- 29.6 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,137.49
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Family room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Eating area | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
Description
Welcome to Westwood Village by Cachet Developments, one of Cambridge's most sought-after new communities. This exceptional all-brick detached home showcases premium upgrades, elegant finishes, and an ideal family-friendly layout with 4 spacious bedrooms, 3 bathrooms, and timeless curb appeal. (**) A covered front porch and impressive double-door entry welcome you into a bright, open foyer. The main level features 9-ft ceilings, rich hardwood flooring, and pot lights throughout, creating a warm yet sophisticated atmosphere. Designed for both everyday living and entertaining, the upgraded chef-inspired kitchen boasts quartz countertops, a stylish backsplash, modern cabinetry, a large centre island, premium LG S/S appliances including a gas stove and built-in microwave, and oversized patio doors. The adjoining family room is filled with natural light from its expansive picture window, offering the perfect gathering space for family and friends.(**) Upstairs, retreat to the luxurious primary suite featuring a coffered ceiling, a spacious walk-in closet, and a spa-inspired 6-piece ensuite. Three additional generously sized bedrooms provide comfort for the whole family, while the convenient second-floor laundry with LG front-load washer and dryer adds everyday practicality. No homes directly in front, offering open views and abundant street parking for guests and visitors. (**) Perfectly located just minutes from schools, shopping, parks, and Highway 401, this home is also steps from the community's spectacular 5-acre park, featuring tennis courts, basketball courts, a splash pad, skate park, playgrounds, walking and running trails, with even more exciting amenities planned for the future. (**) Whether you're a growing family, first-time buyer, or savvy investor, this is a rare opportunity to own a beautifully upgraded home in one of Cambridge's fastest-growing and most desirable neighbourhoods. Move in, unpack, and experience the lifestyle you've been waiting for. (id:63159)
Listing Information
- MLS®
- X13881438
- Data last synced
- October 19, 2026
RE/MAX REALTY SERVICES INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REALTY SERVICES INC.
MLS® Number: X13881438
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
489 m away
Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (condo fees, tax, utilities, etc.)$594.79
Total monthly cost$4,202.56
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$44,900
Stress test qualifying rate8.19%
Payment you must qualify for$5,071.72
Cash Needed at Closing
Minimum down payment$44,900
Estimated Land Transfer Tax (LTT)$10,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
