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Property Type: Detached HouseOwnership: Freehold
20 BLACKLOCK STREET
Cambridge, ON N1S0E2
MLS® X13858838
$847,900
4 bed3.5 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 29.6 x 98.6 FT
- Frontage
- 29.7 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,562.03
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Electric
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Eating area | Main level | — |
| Dining room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Laundry room | Second level | — |
Description
Very desireable new neighborhood West-Wood Community. Open concept Main floor carpet-freeHardwood. Separate living and dining area. Bigger Foyer area. Covered Porch. Spacious primarybedroom with ensuite 5 pc bathroom. Everyday convenient 2nd floor laundry. Oak staircase.Closerto Trails, Schools and amenities. (id:63159)
Listing Information
- MLS®
- X13858838
- Data last synced
- October 4, 2026
GLOBAL BRICKS EXECUTIVE HOMES REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: GLOBAL BRICKS EXECUTIVE HOMES REALTY
MLS® Number: X13858838
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($59,790) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$678,320.00
Periodic payment — Principal & Interest (monthly)$4,376.29
Additional monthly expenses (condo fees, tax, utilities, etc.)$546.84
Total monthly cost$4,923.13
Interest paid over 5-yr term$194,408.46
Balance at end of term$610,151.03
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$59,790
Stress test qualifying rate8.19%
Payment you must qualify for$6,110.80
Cash Needed at Closing
Minimum down payment$59,790
Estimated Land Transfer Tax (LTT)$13,433
Legal / closing costs (typical estimate)$1,500
Total cash needed$74,723
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
