Loading…
Property Type: Detached HouseOwnership: Freehold
15 SIM Court
Cambridge, ON N1S5B1
MLS® 40867637
$950,000
4 bed4 full, 2 half bath4 parking2,720 sqftBuilt 2004
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 45 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,853
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 14'2'' x 11'8'' |
| Storage | Basement | 13'0'' x 7'4'' |
| Storage | Basement | 15'2'' x 32'7'' |
| Recreation room | Basement | 12'9'' x 17'0'' |
| 2pc Bathroom | Basement | 5'9'' x 8'1'' |
| Primary Bedroom | Second level | 22'5'' x 16'4'' |
| Bedroom | Second level | 11'11'' x 17'2'' |
| Bedroom | Second level | 11'11'' x 17'8'' |
| Bedroom | Second level | 14'8'' x 19'5'' |
| 4pc Ensuite bath | Second level | 5'11'' x 8'5'' |
| 4pc Bathroom | Second level | 4'11'' x 8'2'' |
| Living room | Main level | 19'0'' x 13'3'' |
| Laundry room | Main level | 8'7'' x 7'11'' |
Description
Welcome to 15 Sim Court, a spacious and beautifully maintained 4-bedroom, 4-bathroom home tucked away on a quiet cul-de-sac in a family-friendly Cambridge neighbourhood. Lovingly cared for by the original owners, this bright and welcoming home offers generous living space inside and out, along with a double-car garage and double-wide concrete driveway providing plenty of parking. Hardwood flooring flows throughout the main level and continues upstairs through the hallway and four oversized bedrooms. With a separate living room, a comfortable family room just off the kitchen, and a finished rec room downstairs, there is plenty of room for everyone to spread out and enjoy their own space. The lower level also features a 2-piece bathroom with a rough-in for a shower, plus a spacious additional area ready to suit your needs—create a home gym, office, workshop, hobby room or simply enjoy the extra storage. Step outside to a fenced backyard backing onto green space, where the private deck offers a peaceful place to relax or entertain. A nearby park, open soccer fields and walking paths add to the appeal, while schools, shopping, restaurants, churches and everyday amenities are all conveniently close by. With easy access to everything you need while still enjoying the quieter setting of a cul-de-sac, this is a wonderful place to call home. Spacious, bright and exceptionally well cared for, it's ready for its next owners to simply move in and enjoy. (id:63161)
Listing Information
- MLS®
- 40867637
- Data last synced
- October 26, 2026
RE/MAX SOLID GOLD REALTY (II) LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX SOLID GOLD REALTY (II) LTD.
MLS® Number: 40867637
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$349/sqft
Building average
—
No other active listings in this building
13 - Salisbury/Southgate average
$470/sqft
8 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($70,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$760,000.00
Periodic payment — Principal & Interest (monthly)$4,903.26
Additional monthly expenses (condo fees, tax, utilities, etc.)$707.08
Total monthly cost$5,610.35
Interest paid over 5-yr term$217,818.18
Balance at end of term$683,622.46
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$70,000
Stress test qualifying rate8.19%
Payment you must qualify for$6,823.29
Cash Needed at Closing
Minimum down payment$70,000
Estimated Land Transfer Tax (LTT)$15,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$86,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
