Loading…
Property Type: Detached HouseOwnership: Freehold
115 SOUTHWOOD Drive
Cambridge, ON N1S3S3
MLS® 40855257
$799,999
4 bed3.5 bath5 parking2,916 sqftBuilt 1968
Property Details
Property & Lot
- Sub-type
- House
- Style
- Multi-level
- Stories
- 2
- Frontage
- 60 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,579.94
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | 10'0'' x 14'1'' |
| Bedroom | Second level | 9'3'' x 13'11'' |
| Bedroom | Second level | 9'3'' x 14'1'' |
| Bedroom | Second level | 15'0'' x 8'8'' |
| Primary Bedroom | Second level | 11'8'' x 13'10'' |
| 4pc Bathroom | Second level | 7'2'' x 11'8'' |
| Dining room | Main level | 12'8'' x 10'1'' |
| Living room | Main level | 18'3'' x 12'7'' |
| Sunroom | Main level | 12'9'' x 25'1'' |
| 2pc Bathroom | Main level | 4'0'' x 4'6'' |
| Kitchen | Main level | 10'5'' x 15'2'' |
| Office | Main level | 10'11'' x 14'1'' |
| Bonus Room | Basement | 10'11'' x 14'1'' |
Description
Welcome to this spacious and versatile family home, ideally situated in a desirable West Galt location close to schools and everyday amenities. This former Tamroth Model Home offers 4 bedrooms upstairs, a dedicated main floor office, and an abundance of living space. The home is designed to comfortably accommodate both growing families and the needs of today’s busy households. The updated kitchen with Z-line stainless gas stove & dual oven is a chef’s dream and provides a stylish and functional heart of the home. Numerous living and recreation areas throughout the home offers plenty of room for both adults and kids to enjoy their own spaces. Step outside to the private 19’ x 38’ inground pool, creating the perfect setting for summer entertaining, family gatherings, and making lasting memories. The large finished basement adds even more flexibility and includes the potential to create a guest suite or in-law accommodation, making this an excellent option for extended family, guests, or multi-generational living. Recent updates include Dishwasher 2025, Stove 2021, Pool Liner 2023, Carpet in bedroom areas 2024. (id:63159)
Listing Information
- MLS®
- 40855257
- Data last synced
- October 10, 2026
Leap Real Estate Services Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Leap Real Estate Services Inc.
MLS® Number: 40855257
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$274/sqft
Building average
—
No other active listings in this building
12 - St Andrews/Southwood average
$370/sqft
12 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.9% ($55,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$639,999.00
Periodic payment — Principal & Interest (monthly)$4,129.06
Additional monthly expenses (condo fees, tax, utilities, etc.)$610.99
Total monthly cost$4,740.05
Interest paid over 5-yr term$183,425.55
Balance at end of term$575,681.17
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$55,000
Stress test qualifying rate8.19%
Payment you must qualify for$5,776.53
Cash Needed at Closing
Minimum down payment$55,000
Estimated Land Transfer Tax (LTT)$12,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$68,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
