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Property Type: Condo / ApartmentOwnership: CondominiumNEW LISTING
150 WATER Street N Unit# 505
Cambridge, ON N1R0B5
MLS® 40873788
84
Walk Score
52
Transit
54
Bike
$344,900
2 bed0 bath1 parking640 sqftBuilt 2015
84
Walk Score
52
Transit
54
Bike
Amenities
Gym
Also listed: Guest Suite, Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
(F)C1RM1
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $642/mo
- Annual property tax
- $3,246
Maintenance Fee Includes
WaterHeat
Also included: Parking
Interior
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Main level | 3'9'' x 7'4'' |
| Den | Main level | 8'5'' x 8'10'' |
| Kitchen | Main level | 10'2'' x 7'8'' |
| Living room/Dining room | Main level | 17'0'' x 11'5'' |
| Primary Bedroom | Main level | 11'3'' x 10'3'' |
Description
Sophistication meets convenience with this beautiful East Galt condo. Welcome to 150 Water Street North, Unit 505. Set alongside the mighty Grand River, its stunning views will draw you in. Step inside and find a modern space with everything you need at your fingertips. The front den has the flexibility to be a home office space. Gourmet meals will abound in the well-appointed kitchen with peninsula and granite countertops. Cook for guests while still being part of the action. When a quick bite is in order, the breakfast bar comes in handy! The kitchen gives way to the living room, where warm conversations welcome you after a long hard day. Just off the living room sits the large balcony…perfect for early morning coffee, gatherings, and beautiful sunsets. A generously sized bedroom with floor-to-ceiling closet and a stellar view allow you to fall asleep at night. The bathroom, with ceramic tile and acrylic tub is a bright and tidy place to get ready for the day. An in-suite laundry room tops off this well-designed space. Building amenities include a guest suite for overnight visitors, a gym/exercise room, a party room, a personal storage locker, an underground parking space, and an impeccably manicured courtyard. The surrounding area boasts the Cambridge Mill, waterfront trail, shops, and fine dining. Imagine calling this incredible property your home! (id:63161)
Listing Information
- MLS®
- 40873788
- Data last synced
- October 28, 2026
Right at Home Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Right at Home Realty
MLS® Number: 40873788
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$539/sqft
Building average
—
No other active listings in this building
20 - City Core/Wellington average
$484/sqft
15 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($17,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$275,920.00
Periodic payment — Principal & Interest (monthly)$1,780.14
Additional monthly expenses (condo fees, tax, utilities, etc.)$944.55
Total monthly cost$2,724.69
Interest paid over 5-yr term$79,079.47
Balance at end of term$248,190.93
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$17,245
Stress test qualifying rate8.19%
Payment you must qualify for$2,540.55
Cash Needed at Closing
Minimum down payment$17,245
Estimated Land Transfer Tax (LTT)$3,649
Legal / closing costs (typical estimate)$1,500
Total cash needed$22,394
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
