Loading…
Property Type: Detached HouseOwnership: Freehold
153 FOUNTAIN STREET N
Cambridge, ON N3H1H7
MLS® X13705926
66
Walk Score
42
Transit
28
Bike
$399,900
3 bed2.5 bath2 parking
66
Walk Score
42
Transit
28
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 39.8 x 64.6 FT
- Frontage
- 39.9 feet
R3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,330 (2025)
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
Description
Welcome to 153 Fountain Street North, a charming two-storey century home offering timeless character and a picturesque setting backing onto a greenbelt. Filled with warmth and original details, this home showcases beautiful wood characteristics throughout, including a classic wood staircase, exposed beams, hardwood floors, detailed trim and traditional baseboards. The inviting main floor features an open-concept living and dining area with large windows that fill the space with natural light, creating a bright and welcoming atmosphere. The kitchen offers convenient access to the outdoors with sliding glass doors leading to the back deck, perfect for summer entertaining or enjoying the peaceful greenbelt backdrop. Outside, the fenced backyard provides a private setting with plenty of room to relax, garden or entertain. Ideally located in Cambridge with easy access to Highway 401, Highway 8 and major commuter routes, while being close to parks, trails, schools, shopping, restaurants and everyday amenities. Enjoy the character and charm of a century home combined with a peaceful natural setting and convenient city access. A wonderful opportunity for those looking for a home with personality, privacy and timeless appeal. (id:63159)
Listing Information
- MLS®
- X13705926
- Tax assessment year
- 2025
- Data last synced
- September 15, 2026
EXP REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: EXP REALTY
MLS® Number: X13705926
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$319,920.00
Periodic payment — Principal & Interest (monthly)$2,064.02
Additional monthly expenses (condo fees, tax, utilities, etc.)$277.50
Total monthly cost$2,341.52
Interest paid over 5-yr term$91,689.99
Balance at end of term$287,769.07
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,995
Stress test qualifying rate8.19%
Payment you must qualify for$2,945.68
Cash Needed at Closing
Minimum down payment$19,995
Estimated Land Transfer Tax (LTT)$4,474
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,969
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
