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Property Type: Condo / ApartmentOwnership: Condominium
155 WATER Street S Unit# 211
Cambridge, ON N1R3E3
MLS® 40843230
85
Walk Score
55
Transit
70
Bike
$454,000
2 bed2 bath1 parking885 sqft
85
Walk Score
55
Transit
70
Bike
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
C1RM1
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $602/mo
- Annual property tax
- $3,901.42
Maintenance Fee Includes
Management
Also included: Landscaping, Insurance
Interior
- Basement
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Main level | 6'5'' x 8'11'' |
| Primary Bedroom | Main level | 14'3'' x 8'10'' |
| Living room | Main level | 14'11'' x 10'4'' |
| Kitchen | Main level | 11'5'' x 11'4'' |
| Foyer | Main level | 8'7'' x 5'9'' |
| Bedroom | Main level | 12'7'' x 8'11'' |
| 4pc Bathroom | Main level | 5'0'' x 8'10'' |
| 3pc Bathroom | Main level | 4'11'' x 8'8'' |
Description
Welcome home to this beautifully updated 2 bedroom, 2 bath condo offering stunning river views and effortless living in the heart of Cambridge. The bright, open-concept layout is filled with natural light and has been professionally freshly painted through-out, a spacious kitchen with plenty of storage. The oversized balcony is the perfect place to enjoy your morning coffee or unwind at the end of the day. The primary suite offers a walk-in closet and private 3 piece ensuite, while the large second bedroom and full bath are ideal for guests or a home office. Complete with in-suite laundry, assigned garage parking, and access to a rooftop terrace with BBQ area. Walking distance to the University of Waterloo School of Architecture, the Gaslight District, Grand River trails, shopping, dining, and more. Perfect for first-time buyers, down-sizers, or investors. This is a place you'll love coming home to. (id:63159)
Listing Information
- MLS®
- 40843230
- Data last synced
- September 24, 2026
Real Broker Ontario Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Real Broker Ontario Ltd.
MLS® Number: 40843230
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$513/sqft
Building average
—
No other active listings in this building
21 - Glenview, Lincoln, Oak average
$419/sqft
9 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,700) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$363,200.00
Periodic payment — Principal & Interest (monthly)$2,343.24
Additional monthly expenses (condo fees, tax, utilities, etc.)$970.97
Total monthly cost$3,314.21
Interest paid over 5-yr term$104,094.16
Balance at end of term$326,699.57
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,700
Stress test qualifying rate8.19%
Payment you must qualify for$3,344.19
Cash Needed at Closing
Minimum down payment$22,700
Estimated Land Transfer Tax (LTT)$5,555
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,755
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
