Loading…
Property Type: TownhouseOwnership: Freehold
16 - 100 CHESTER DRIVE
Cambridge, ON N1T0C8
MLS® X13837164
$653,998
3 bed3.5 bath3 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Lot size
- 26.3 x 109.2 FT ; 28.72ftx26.33ftx109.16ftx28.11ftx71.79
- Frontage
- 26.3 feet
CS5C5
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $4,506.29 (2025)
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
Description
Welcome to 100 Chester Drive, Unit 16 - an elegant end-unit freehold townhome nestled within one of East Galt's most desirable enclaves in Cambridge. Thoughtfully positioned and beautifully maintained, this residence offers a lifestyle rooted in ease, connection, and everyday comfort. Bathed in natural light and enhanced by the added privacy of an end unit, the home unfolds into inviting living spaces designed for both quiet mornings and meaningful gatherings. Beyond the walls of the home, one of its most exceptional features awaits - an expansive 109-foot-deep fully fenced backyard, one of the deepest properties within the community. Rarely found in townhome living, the outdoor space offers room to unwind, entertain, garden, and create lasting memories beneath open skies. Additional property features include, roughed in plumbing located in the basement for an additional bathroom, and natural gas hook up for your BBQ. Perfectly situated in the heart of East Galt, this home places you moments from parks, scenic trails, schools, shopping, and everyday conveniences, with grocery stores and amenities just a short stroll away. Adding to the area's continued growth and family-focused appeal, Fall 2026 will welcome the new YWCA Cambridge child care centre alongside a joint elementary school, recreation centre, and Olympic-sized pool at 605 Wesley Boulevard. Blending low-maintenance living with thoughtful functionality, the property also offers three parking spaces, ample visitor parking, and an exceptionally modest monthly maintenance fee of just $161 - allowing you to spend less time on upkeep and more time enjoying the lifestyle this remarkable home affords. (id:63159)
Listing Information
- MLS®
- X13837164
- Tax assessment year
- 2025
- Data last synced
- September 29, 2026
REAL BROKER ONTARIO LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REAL BROKER ONTARIO LTD.
MLS® Number: X13837164
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$369/sqft
83 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($40,400) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$523,198.00
Periodic payment — Principal & Interest (monthly)$3,375.50
Additional monthly expenses (condo fees, tax, utilities, etc.)$375.52
Total monthly cost$3,751.02
Interest paid over 5-yr term$149,950.05
Balance at end of term$470,618.29
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$40,400
Stress test qualifying rate8.19%
Payment you must qualify for$4,757.68
Cash Needed at Closing
Minimum down payment$40,400
Estimated Land Transfer Tax (LTT)$9,555
Legal / closing costs (typical estimate)$1,500
Total cash needed$51,455
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
