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Property Type: TownhouseOwnership: Freehold
14 - 416 DUNDAS STREET S
Cambridge, ON N1R8H7
MLS® X13517394
$669,900
3 bed3.5 bath2 parking
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Lot size
- 20.9 x 78.4 FT
- Frontage
- 20.1 feet
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $4,323.76
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Electric
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Recreational, Games room | Basement | — |
| Utility room | Basement | — |
Description
Discover an exceptional, never-lived-in townhouse in a prime Cambridge location. This spacious, contemporary home offers a flexible floor plan with 3 bedrooms and 2.5 baths, boasting high ceilings, modern vinyl flooring, and expansive windows that flood the space with natural light. The thoughtfully designed layout showcases elegant finishes throughout, perfect for young professionals or investors. The gourmet kitchen features quartz countertops, modern cabinetry, a large island, and stainless steel appliances. The primary bedroom provides a serene retreat with an ensuite bath, a double vanity, and his-and-hers closets. Enjoy seamless indoor-outdoor living with a family room that opens to a large deck and private backyard, ideal for relaxation and entertaining. With local shopping, public transit, and schools just steps away, this home offers unparalleled convenience and style. Enjoy the confidence of Tarion Warranty Coverage and the potential eligbility for the Full HST rebae subject to the buyers qualification under the applicable govt law. (id:63159)
Listing Information
- MLS®
- X13517394
- Data last synced
- October 7, 2026
Sotheby's International Realty Canada, Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Sotheby's International Realty Canada, Brokerage
MLS® Number: X13517394
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of The Oakville, Milton & District Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$369/sqft
83 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($41,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$535,920.00
Periodic payment — Principal & Interest (monthly)$3,457.57
Additional monthly expenses (condo fees, tax, utilities, etc.)$360.31
Total monthly cost$3,817.89
Interest paid over 5-yr term$153,596.21
Balance at end of term$482,061.77
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$41,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,868.65
Cash Needed at Closing
Minimum down payment$41,990
Estimated Land Transfer Tax (LTT)$9,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$53,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
