Loading…
Property Type: TownhouseOwnership: FreeholdRECENTLY LISTED
17 GARTH MASSEY Drive
Cambridge, ON N1T2H2
MLS® 40873417
50
Walk Score
32
Transit
59
Bike
$639,900
4 bed4.5 bath2 parking2,150 sqftBuilt 2006
50
Walk Score
32
Transit
59
Bike
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Frontage
- 28 feet
RM3
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $4,309
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Basement | — |
| Bonus Room | Basement | 8'0'' x 24'0'' |
| Bedroom | Basement | 10'0'' x 12'0'' |
| Kitchen | Basement | 13'7'' x 12'0'' |
| 3pc Bathroom | Second level | — |
| Bedroom | Second level | 9'5'' x 10'0'' |
| Bedroom | Second level | 10'0'' x 12'0'' |
| 4pc Ensuite bath | Second level | — |
| Primary Bedroom | Second level | 12'0'' x 15'2'' |
| 2pc Bathroom | Main level | — |
| Family room | Main level | 11'9'' x 13'0'' |
| Living room | Main level | 1'0'' x 18'0'' |
| Kitchen | Main level | 9'5'' x 19'0'' |
Description
Welcome to 17 Garth Massey Drive. An end unit Freehold Townhome. Upon entry is a front Family Room with hardwood flooring that leads to a bright and beautiful open concept Living Room, Dining Room and Kitchen with direct access to your quaint, private backyard. The main floor also has a convenient 2 piece washroom and inside entry to the single car garage. Upstairs you will find another 3 piece bathroom and 3 ample sized Bedrooms, one of which is the Primary Bedroom consisting of a 4 piece ensuite bathroom and walk-in closet. The lower level has a side entrance and hosts a laundry area and a cozy in-law suite with a kitchen and another three piece bath. Close to all amenities and minutes from Townline Road/401. (id:63161)
Listing Information
- MLS®
- 40873417
- Data last synced
- October 25, 2026
RED AND WHITE REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RED AND WHITE REALTY INC.
MLS® Number: 40873417
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$298/sqft
Building average
—
No other active listings in this building
33 - Clemens Mills/Saginaw average
$363/sqft
7 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.1% ($38,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$511,920.00
Periodic payment — Principal & Interest (monthly)$3,302.73
Additional monthly expenses (condo fees, tax, utilities, etc.)$467.08
Total monthly cost$3,769.82
Interest paid over 5-yr term$146,717.74
Balance at end of term$460,473.70
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$38,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,659.30
Cash Needed at Closing
Minimum down payment$38,990
Estimated Land Transfer Tax (LTT)$9,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
