Loading…
Property Type: TownhouseOwnership: Condominium
635 SAGINAW Parkway Unit# 2
Cambridge, ON N1T0C1
MLS® 40833767
$665,000
3 bed3.5 bath2 parking1,583 sqftBuilt 2014
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
RM4
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $348/mo
- Annual property tax
- $4,959.95
Maintenance Fee Includes
Also included: Landscaping, Insurance, Parking
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 2pc Bathroom | Main level | — |
| Dining room | Main level | 11'11'' x 11'2'' |
| Kitchen | Main level | 7'9'' x 10'10'' |
| Living room | Main level | 19'8'' x 11'10'' |
| Primary Bedroom | Second level | 14'10'' x 23'3'' |
| 3pc Ensuite bath | Second level | — |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 9'3'' x 13'1'' |
| Bedroom | Second level | 10'0'' x 9'8'' |
Description
MODERN OPEN-CONCEPT TOWNHOME WITH NO REAR NEIGHBOURS. #2-635 Saginaw Parkway, nestled within the highly sought-after and exquisite Saginaw Woods community of Cambridge. From the moment you step up to this beautifully designed contemporary townhome, you are greeted by an atmosphere of pristine cleanliness. The main level introduces a bright, welcoming foyer that seamlessly flows into an open-concept layout. At the heart of the home is a modern kitchen outfitted with rich dark cabinetry, sleek granite countertops, stainless steel appliances, and a convenient breakfast bar that overlooks the dining area. This airy, cohesive space effortlessly transitions into a sun-drenched living room, creating the perfect environment for both everyday family life and entertaining. The true showpiece of the main level awaits just beyond the living room, where an impressive three-pane-wide sliding glass door opens up to a private raised deck. Step outside to enjoy complete tranquility with absolutely no rear neighbors—just a peaceful backdrop of lush, mature trees and a sprawling green lawn. Back inside, the thoughtful layout continues to the upper level, which houses a versatile open loft space perfect for a home office, alongside a convenient second-floor laundry area. 2 generously sized bedrooms share a bright, full bathroom, while the primary suite serves as a genuine sanctuary. This spacious retreat features a walk-in closet, and a beautifully appointed ensuite bathroom complete with a modern dark-wood vanity, granite countertop, and a large glass-enclosed walk-in shower. Offering an unfinished basement ready for your personal touch, this home is perfectly situated in a friendly neighbourhood renowned for its outstanding schools, picturesque walking paths, bike lanes, and quick access to the 401. (id:63161)
Listing Information
- MLS®
- 40833767
- Data last synced
- October 29, 2026
RE/MAX TWIN CITY FAISAL SUSIWALA REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY FAISAL SUSIWALA REALTY
MLS® Number: 40833767
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$420/sqft
Building average
—
No other active listings in this building
33 - Clemens Mills/Saginaw average
$343/sqft
7 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($41,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$532,000.00
Periodic payment — Principal & Interest (monthly)$3,432.28
Additional monthly expenses (condo fees, tax, utilities, etc.)$840.33
Total monthly cost$4,272.61
Interest paid over 5-yr term$152,472.73
Balance at end of term$478,535.72
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$41,500
Stress test qualifying rate8.19%
Payment you must qualify for$4,834.46
Cash Needed at Closing
Minimum down payment$41,500
Estimated Land Transfer Tax (LTT)$9,775
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,775
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
