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Property Type: Detached HouseOwnership: Freehold
172 FREURE DRIVE
Cambridge, ON N1S0A2
MLS® X14091660
5
Walk Score
31
Transit
32
Bike
$1,079,000
7 bed6.5 bath4 parking
5
Walk Score
31
Transit
32
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 45.7 x 160 M
- Frontage
- 45.67 meters
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,794
Interior
- Basement
- Partially finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Description
Welcome to this stunning luxury home on a premium ravine lot in one of Cambridge's most desirable communities! This beautifully upgraded home features 9-ft ceilings on the main and second floors, an elegant open-concept layout, hardwood flooring throughout, including the kitchen, and a cozy gas fireplace in the living room.The gourmet kitchen is a showstopper, featuring extended cabinetry, a large waterfall island, quartz countertops, and premium finishes throughout. All washrooms also feature quartz countertops. Custom interior doors, 7" baseboards, and high-end finishes add to the luxurious feel of the home.The spacious second floor offers 4 bedrooms plus a loft and balcony. The primary bedroom features a luxurious ensuite, along with a convenient Jack & Jill washroom and an additional full washroom on the second floor. The main-floor den has been converted into an additional room.The partially finished basement features 8.5-ft ceilings, a separate walk-out entrance, 2 bedrooms, and rough-ins for 2 full washrooms, with a tub already installed, offering excellent in-law suite or income potential.A rare opportunity to own a spacious, highly upgraded family home on a premium ravine lot! (id:63161)
Listing Information
- MLS®
- X14091660
- Data last synced
- October 26, 2026
HOMELIFE/MIRACLE REALTY LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE/MIRACLE REALTY LTD
MLS® Number: X14091660
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.7% ($82,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$863,200.00
Periodic payment — Principal & Interest (monthly)$5,569.07
Additional monthly expenses (condo fees, tax, utilities, etc.)$649.50
Total monthly cost$6,218.57
Interest paid over 5-yr term$247,395.60
Balance at end of term$776,451.19
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$82,900
Stress test qualifying rate8.19%
Payment you must qualify for$7,723.50
Cash Needed at Closing
Minimum down payment$82,900
Estimated Land Transfer Tax (LTT)$18,055
Legal / closing costs (typical estimate)$1,500
Total cash needed$102,455
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
