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Property Type: Detached HouseOwnership: Freehold
20 WADE GREEN
Cambridge, ON N1T1W4
MLS® X14091606
51
Walk Score
38
Transit
48
Bike
$1,299,900
8 bed6 bath6 parking
51
Walk Score
38
Transit
48
Bike
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 25.4 x 104.6 FT
- Frontage
- 25.4 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $8,441.06
Interior
- Basement
- Separate entrance, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Family room | Main level | — |
| Bedroom 4 | Second level | — |
| Family room | Basement | — |
| Kitchen | Basement | — |
| Bedroom | Basement | — |
| Bedroom 2 | Basement | — |
| Recreational, Games room | Basement | — |
| Bedroom | Basement | — |
| Kitchen | Main level | — |
| Den | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Laundry room | Main level | — |
| Primary Bedroom | Second level | — |
Description
Welcome to 20 Wade Green, an exceptional 5-bedroom, 4-bathroom residence nestled on a premium pie-shaped lot in a quiet cul-de-sac. Thoughtfully designed for family living and effortless entertaining, this impressive home offers a perfect blend of luxury, comfort, functionality and resort-style outdoor living. The main home features a spacious layout with pot lights throughout, Wi-Fi-enabled lighting switches, a smart thermostat, elegant double-door entry and a beautiful step-up dining room. The expansive kitchen is the heart of the home, featuring a large island ideal for family gatherings and entertaining. A stunning modern spindle staircase with an elegant chandelier creates a striking focal point leading to the second floor, where you'll find 5 generously sized bedrooms. The luxurious primary suite features a walk-in closet and a stunning 5-piece ensuite with a freestanding tub and large jet shower. A second-floor linen closet adds convenience and storage. Step outside to your private backyard oasis, complete with an in-ground pool and hot tub-perfect for summer entertaining and relaxing in style. A new fence provides enhanced privacy, while the interlocked driveway, no sidewalk and Lift Master garage door openers add convenience and curb appeal. The property offers exceptional versatility with a 2-bedroom legal basement featuring a separate entrance and dedicated laundry, plus an additional 1-bedroom studio with a wet-bar kitchenette-ideal for extended family or guests. Additional features include a water softener, camera surveillance system and new fencing. Ideally located close to schools, major highways, shopping and everyday amenities, while offering the tranquility of a family-friendly neighbourhood. A rare opportunity to own a spacious, versatile home with premium outdoor amenities and exceptional functionality in a highly desirable Cambridge location. (id:63159)
Listing Information
- MLS®
- X14091606
- Data last synced
- October 19, 2026
HOMELIFE/MIRACLE REALTY LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE/MIRACLE REALTY LTD
MLS® Number: X14091606
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 8.1% ($104,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,039,920.00
Periodic payment — Principal & Interest (monthly)$6,709.21
Additional monthly expenses (condo fees, tax, utilities, etc.)$703.42
Total monthly cost$7,412.63
Interest paid over 5-yr term$298,044.06
Balance at end of term$935,411.40
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$104,990
Stress test qualifying rate8.19%
Payment you must qualify for$9,265.02
Cash Needed at Closing
Minimum down payment$104,990
Estimated Land Transfer Tax (LTT)$22,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$128,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.