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Property Type: Detached HouseOwnership: Freehold
180 HEWAT STREET
Cambridge, ON N3H4H1
MLS® X13827556
$660,000
3 bed2 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 39.6 x 165 FT
- Frontage
- 39.7 feet
R5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,963 (2026)
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Bathroom | Main level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
| Recreational, Games room | Basement | — |
| Utility room | Basement | — |
| Laundry room | Main level | — |
Description
Welcome to this fabulous 3-bedroom home, thoughtfully transformed and extensively updated over the past five months! Ideally located close to major highways, this home offers convenient access for commuters while keeping you well connected to everything the city has to offer. The home has been beautifully refreshed throughout, featuring fresh paint, new flooring on the main and basement levels, updated plumbing and electrical, and renovated bathrooms on both the main and upper floors. The main floor features a bedroom at the front of the home, along with the added convenience of a 3-piece bathroom featuring an accessible soaker tub, and main floor laundry. Upstairs, you'll find two additional bedrooms and a 4-piece bathroom. Outside, the deck has been restored and freshly painted, creating an inviting space to enjoy the outdoors and overlook the huge backyard. With its extensive updates, functional layout, and convenient location, this move-in-ready home offers an excellent opportunity for buyers looking for comfort, convenience, and peace of mind. (id:63161)
Listing Information
- MLS®
- X13827556
- Tax assessment year
- 2026
- Data last synced
- October 26, 2026
KELLER WILLIAMS INNOVATION REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: KELLER WILLIAMS INNOVATION REALTY
MLS® Number: X13827556
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($41,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$528,000.00
Periodic payment — Principal & Interest (monthly)$3,406.48
Additional monthly expenses (condo fees, tax, utilities, etc.)$246.92
Total monthly cost$3,653.39
Interest paid over 5-yr term$151,326.32
Balance at end of term$474,937.71
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$41,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,799.57
Cash Needed at Closing
Minimum down payment$41,000
Estimated Land Transfer Tax (LTT)$9,675
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,175
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
