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Property Type: Detached HouseOwnership: Freehold
1853 HIGHWAY 24 S
Cambridge, ON N1R5S6
MLS® X13636902
$699,900
4 bed2 bath7 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 93.7 x 127.3 FT
- Frontage
- 93.8 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,837
Interior
- Basement
- Finished, Full, Separate entrance, Walk-up, N/A, N/A, N/A
- Heating
- Forced air, Propane
Description
COUNTRY LIVING WITH A SEPARATE ENTRANCE IN-LAW SUITE. Welcome to 1853 Highway 24 S, Cambridge. (1853 BRANTFORD HIGHWAY CAMBRIDGE ON SOME ONLINE MAPS) Escape the busy city life without sacrificing convenience. Offering the best of both worlds, this spacious bungalow lets you enjoy the peace, privacy, and open space of country living while remaining just minutes from all the shopping, dining, schools, and amenities Cambridge has to offer. Designed with flexibility in mind, the bright main floor features an open concept living and dining area with vaulted ceilings, large windows, and an abundance of natural light, along with three large sized bedrooms. The fully finished walk up basement offers a separate entrance and a complete in-law suite with its own kitchen, living room, bathroom, bedroom, and office. Perfect for multi-generational living, extended family, overnight guests, or anyone seeking additional living space with privacy and flexibility. Step outside and enjoy the freedom that comes with country living. The large lot and U-shaped driveway provide plenty of room for parking, entertaining, kids to play, gardening, outdoor projects, or simply unwinding while taking in the peaceful surroundings. Recent updates include a new seal around the holding tank (2024), updated 200 amp electrical panel (2020), furnace (2020), A/C (2018), hot water heater (2021), water softener (2018), shingles (2016), and basement windows (2025). If you've been dreaming of peaceful country living without giving up the convenience of the city, this is an opportunity you won't want to miss. (id:63159)
Listing Information
- MLS®
- X13636902
- Data last synced
- September 15, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13636902
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 7 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$559,920.00
Periodic payment — Principal & Interest (monthly)$3,612.41
Additional monthly expenses (condo fees, tax, utilities, etc.)$486.42
Total monthly cost$4,098.83
Interest paid over 5-yr term$160,474.68
Balance at end of term$503,649.85
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$44,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,078.00
Cash Needed at Closing
Minimum down payment$44,990
Estimated Land Transfer Tax (LTT)$10,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
