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Property Type: Detached HouseOwnership: Freehold
52 STIRLING MACGREGOR DRIVE
Cambridge, ON N1S4N5
MLS® X13751650
$774,900
4 bed3 full, 3 half bath6 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 50 x 145 FT
- Frontage
- 50 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,606
Interior
- Basement
- Finished, None, Walk out, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Description
Welcome to 52 Stirling MacGregor Drive, tucked into one of West Galt's most established and sought-after neighbourhoods. Over $150,000 has gone into transforming this home, and it shows the moment you pull up - a move-in-ready property with modern finishes and real functional space, on mature, tree-lined streets where residents stay for decades and pride of ownership is the norm.The widened exposed aggregate and swept concrete driveway offers parking for five vehicles plus the attached garage - a genuine rarity here. A new front walkway and porch complete a well-kept exterior.Inside, the main floor features luxury vinyl plank flooring, updated trim, baseboards, and new interior doors, anchored by a renovated kitchen with quartz countertops, new appliances, and a built-in refrigerator. A bright, versatile front room adapts to how your family lives - home office, formal living room, playroom, or extra bedroom.Upstairs offers new carpet and fully updated bathrooms with new vanities, tile, shower, tub, and toilets. The fully finished walkout basement adds valuable living space, well-suited to an in-law suite or multi-generational setup.Additional features: central air conditioning (2026), interior garage access, a fully fenced backyard, a walk-in closet in the primary bedroom, and a rented water heater. Minutes from top schools, parks, shopping, transit, and the Grand River trails.Homes this thoroughly updated in mature West Galt don't come up often - this is a rare chance to own one, in a neighbourhood where people stay for years. (id:63159)
Listing Information
- MLS®
- X13751650
- Data last synced
- October 5, 2026
Bosley Real Estate Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Bosley Real Estate Ltd.
MLS® Number: X13751650
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.8% ($52,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$619,920.00
Periodic payment — Principal & Interest (monthly)$3,999.51
Additional monthly expenses (condo fees, tax, utilities, etc.)$383.83
Total monthly cost$4,383.35
Interest paid over 5-yr term$177,670.85
Balance at end of term$557,620.04
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$52,490
Stress test qualifying rate8.19%
Payment you must qualify for$5,601.38
Cash Needed at Closing
Minimum down payment$52,490
Estimated Land Transfer Tax (LTT)$11,973
Legal / closing costs (typical estimate)$1,500
Total cash needed$65,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
