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Property Type: Detached HouseOwnership: Freehold
15 CAROLINIAN LANE
Cambridge, ON N1S5B5
MLS® X13783754
$949,900
3 bed3.5 bath6 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 55.9 x 125.6 FT
- Frontage
- 55.1 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,576.02
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second level | — |
| Recreational, Games room | Basement | — |
| Utility room | Basement | — |
| Cold room | Basement | — |
| Other | Basement | — |
| Bathroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
| Family room | Main level | — |
| Kitchen | Main level | — |
| Bathroom | Main level | — |
| Laundry room | Main level | — |
| Office | Main level | — |
Description
The moment you pull into the driveway, you will see the care this Thomasfield-built home has been given since day one. The landscape and exterior of the home are both meticulously maintained and pristine. With over 3,400 sq. ft. of usable space across all three floors, there is plenty of room for the whole family. From the main foyer, you are in clear view of the family room, with a spectacular window that fills the home with natural light and brings the beauty of the landscape and mature trees into view. On the main floor, you will find a multipurpose bonus room that could be a home office, guest room, dining room, or whatever suits your family's needs best. As you make your way through the family room, you will find a bright, open space with gorgeous hardwood flooring, a gas fireplace, and ceilings over 16 feet high, with a view of the upstairs walkway. The family room is open to the kitchen area, making for a great entertaining space. There is a main floor laundry room with access to the garage. Kitchen sliders lead to the covered deck and private backyard, which will easily become your outdoor sanctuary. Upstairs, the large primary suite has a vaulted ceiling, walk-in closet, and four-piece ensuite with a separate shower and tub. Two more good-sized bedrooms and a three-piece washroom complete the second floor. In the basement, you will find a large finished open area that provides great additional living space. This would make a great area for movie nights and plenty of space to add a gaming area, home gym, and still have plenty of space for family gatherings. There is also a cold room, utility room, storage room, and a rough-in for a future washroom. A few creature comforts to mention include an on-demand water heater, gas line for your barbecue, sprinkler system in the backyard, and even a hot water line running into the garage. Located just off West River Rd., this location is hard to beat. (id:63159)
Listing Information
- MLS®
- X13783754
- Data last synced
- September 15, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13783754
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($69,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$759,920.00
Periodic payment — Principal & Interest (monthly)$4,902.75
Additional monthly expenses (condo fees, tax, utilities, etc.)$631.34
Total monthly cost$5,534.08
Interest paid over 5-yr term$217,795.26
Balance at end of term$683,550.50
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$69,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,822.59
Cash Needed at Closing
Minimum down payment$69,990
Estimated Land Transfer Tax (LTT)$15,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$86,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
