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Property Type: Detached HouseOwnership: Freehold
37 FIFTH AVENUE
Cambridge, ON N1S2G1
MLS® X13675314
$679,000
4 bed2.5 bath5 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 62 x 115 FT
- Frontage
- 62 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,553 (2026)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Laundry room | Basement | — |
| Dining room | Main level | — |
| Foyer | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bathroom | Main level | — |
| Recreational, Games room | Main level | — |
| Bedroom 3 | Other | — |
| Office | Basement | — |
| Bathroom | Basement | — |
Description
Welcome to 37 Fifth Avenue, a beautifully updated 2+2 bedroom bungalow tucked away on a quiet dead-end street in an established Cambridge neighbourhood close to schools, parks, trails and everyday amenities. Set on an impressive 62 x 115 ft lot, this distinctive home offers approximately 1,900 sq. ft. of finished living space and a warm, organic style you won't find everywhere.Step inside to a bright, open-concept main floor filled with natural light, hardwood flooring and thoughtful architectural details. The spacious kitchen features streamlined white cabinetry, bamboo countertops, a chef-style sink, hidden appliances and an oversized breakfast bar-perfect for casual dining and entertaining. The adjoining dining and living areas offer generous gathering space, large windows and French doors leading to the deck and private, fenced backyard.Two comfortable bedrooms and an updated four-piece bathroom complete the main level. Downstairs, the finished lower level adds two versatile rooms that can function as additional bedrooms, a home office, gym or hobby space, along with a family room, two-piece bathroom, laundry and storage.Outside, enjoy landscaped grounds, front and rear decks, mature greenery and parking for four vehicles. The oversized, fully insulated attached garage provides excellent space for parking, a workshop, fitness equipment or additional storage.Additional highlights include a newer furnace, central air, updated wiring, plumbing extending to the road, an owned water softener, pot lights throughout and carpet-free living. Stylish, functional and move-in ready-37 Fifth Avenue offers flexible living space, an exceptional lot and a peaceful location with very little through traffic. (id:63161)
Listing Information
- MLS®
- X13675314
- Tax assessment year
- 2026
- Data last synced
- October 24, 2026
COLDWELL BANKER THE REAL ESTATE CENTRE
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: COLDWELL BANKER THE REAL ESTATE CENTRE
MLS® Number: X13675314
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($42,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$543,200.00
Periodic payment — Principal & Interest (monthly)$3,504.54
Additional monthly expenses (condo fees, tax, utilities, etc.)$296.08
Total monthly cost$3,800.63
Interest paid over 5-yr term$155,682.68
Balance at end of term$488,610.16
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$42,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,932.15
Cash Needed at Closing
Minimum down payment$42,900
Estimated Land Transfer Tax (LTT)$10,055
Legal / closing costs (typical estimate)$1,500
Total cash needed$54,455
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
