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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
8 FIFTH Avenue
Cambridge, ON N1S2E9
MLS® 40873833
53
Walk Score
38
Transit
37
Bike
$649,900
4 bed2 bath4 parking1,938 sqftBuilt 1958
53
Walk Score
38
Transit
37
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 0.16 acres
- Frontage
- 60 feet
RT
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,234.1
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Storage | Basement | 11'5'' x 11'7'' |
| Recreation room | Basement | 24'6'' x 17'0'' |
| Utility room | Basement | 3'5'' x 9'6'' |
| Office | Basement | 12'9'' x 11'1'' |
| Bedroom | Basement | 10'0'' x 11'0'' |
| 3pc Bathroom | Basement | 10'4'' x 5'5'' |
| Primary Bedroom | Main level | 8'8'' x 9'1'' |
| Living room | Main level | 13'5'' x 17'4'' |
| Laundry room | Main level | 7'7'' x 11'9'' |
| Kitchen | Main level | 9'6'' x 8'0'' |
| Family room | Main level | 14'11'' x 11'9'' |
| Dining room | Main level | 7'5'' x 8'0'' |
| Bedroom | Main level | 12'5'' x 8'0'' |
Description
Welcome to 8 Fifth Avenue! If you are looking for a home that has lots of space, a huge yard and room for all your toys, this is the one for you. Once you step inside you are greeted by a spacious living room that is great for relaxing after a long day. The beautifully renovated kitchen features granite counters, lots of cabinetry and all the appliances you could ask for. An updated bathroom is followed by 3 bedrooms that are perfect for you and your family with lots of room to tuck into at night. Just off the kitchen and dining room is the addition that offers so much more - from a play room to the ultimate relaxation station to a formal dining area this thoughtful space is just waiting for your touch to turn it into the perfect place. Finishing off the well thought out main floor is the laundry room with new appliances and lots of pantry space. Heading downstairs you can see that entertainment is the name of the game as there is a large area to watch the game, a full bathroom and two versatile rooms that could be offices, bedrooms, playrooms or any other use you can think of. The backyard is the cherry on top and is big enough to support an ice rink in the winter! The Carport also features a workshop or storage area with hydro running to it. Located in a quiet, family friendly area of Galt that is close to schools, shopping, food and restaurants and entertainment it has everything right at your fingertips. Come on out and see why 8 Fifth Avenue is the one for you! (id:63161)
Listing Information
- MLS®
- 40873833
- Data last synced
- October 25, 2026
RE/MAX SOLID GOLD REALTY (II) LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX SOLID GOLD REALTY (II) LTD.
MLS® Number: 40873833
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$335/sqft
Building average
—
No other active listings in this building
12 - St Andrews/Southwood average
$364/sqft
12 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($39,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$519,920.00
Periodic payment — Principal & Interest (monthly)$3,354.35
Additional monthly expenses (condo fees, tax, utilities, etc.)$449.84
Total monthly cost$3,804.19
Interest paid over 5-yr term$149,010.57
Balance at end of term$467,669.72
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$39,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,729.08
Cash Needed at Closing
Minimum down payment$39,990
Estimated Land Transfer Tax (LTT)$9,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
