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Property Type: Detached HouseOwnership: Freehold
52 THIRD Avenue
Cambridge, ON N1S2C6
MLS® 40865061
$799,900
4 bed3.5 bath6 parking1,607 sqftBuilt 1953
Open House
Sunday, November 1
2:00 PM – 4:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 0.21 acres
- Frontage
- 80 feet
R5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,106
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 2pc Bathroom | Basement | — |
| Utility room | Basement | 12'10'' x 12'4'' |
| Cold room | Basement | 9'8'' x 6'1'' |
| Storage | Basement | 9'10'' x 10'6'' |
| Recreation room | Basement | 20'8'' x 23'8'' |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 10'9'' x 10'7'' |
| Bedroom | Second level | 11'0'' x 12'5'' |
| Bedroom | Second level | 9'6'' x 15'2'' |
| 4pc Bathroom | Main level | — |
| Bedroom | Main level | 12'11'' x 10'9'' |
| Eat in kitchen | Main level | 14'8'' x 10'6'' |
| Dining room | Main level | 11'3'' x 11'6'' |
| Living room |
Description
BEAUTIFUL WEST GALT HOME - MOVE IN READY AND FULL OF POSSIBIITIES!! This beautifully maintained West Galt home is sure to check all your boxes! Offering over 1600 sq ft. of above grade living space plus a fully finished basement, this spacious 4 bedroom and 2.5 bathroom home provides plenty of room for the whole family. The main floor features a welcoming living room, separate dining room, eat-in kitchen, and primary bedroom, plus a full bath with a jacuzzi tub! Upstairs you'll find 3 generously sized bedrooms and another updated 4 piece bath. The recently updated basement offers additional space and versatility, featuring a large rec room, a 2 piece bath, separate laundry, a large storage area and an abundance of storage! For the garage and workshop enthusiast, this property is a dream! The attached garage offers convenient drive-through access to the backyard, leading to an oversized detached workshop complete with its own natural gas furnace, perfect for the hobbyist, home business or extra workspace! Step outside to your own private oasis. The oversized, fully fenced backyard features a stunning wrap around deck, fire pit, shed and plenty of room for entertaining, relaxing or letting the kids play in the perfectly landscaped lot . The home has been thoughtfully updated and is ready for its next owners to simply move in and enjoy! Updates include newer upper-level windows, new basement windows, A/C (2025), furnace is less than 10 years old, shingles are about 15 years old, updated bathrooms, and a newly renovated basement with the addition of a convenient 2 piece bath. With its special lay-out, versatile finished basement, impressive workshop, drive-through garage and private backyard, this West gem offers space, functionality and features you've been looking for. Just unpack and enjoy! (id:63161)
Listing Information
- MLS®
- 40865061
- Data last synced
- October 28, 2026
Royal LePage Macro Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Macro Realty
MLS® Number: 40865061
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$498/sqft
Building average
—
No other active listings in this building
11 - St Gregory's/Tait average
$373/sqft
11 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.9% ($54,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$639,920.00
Periodic payment — Principal & Interest (monthly)$4,128.55
Additional monthly expenses (condo fees, tax, utilities, etc.)$422.17
Total monthly cost$4,550.71
Interest paid over 5-yr term$183,402.91
Balance at end of term$575,610.11
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$54,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,775.84
Cash Needed at Closing
Minimum down payment$54,990
Estimated Land Transfer Tax (LTT)$12,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$68,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
