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Property Type: Detached HouseOwnership: Freehold
74 SELKIRK Street
Cambridge, ON N1S1Z5
MLS® 40872352
75
Walk Score
46
Transit
54
Bike
$649,875
3 bed2 bath4 parking2,400 sqft
75
Walk Score
46
Transit
54
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 69 acres
- Frontage
- 66 feet
r5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,423
Interior
- Basement
- Unfinished, Full
- Heating
- Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bonus Room | Basement | — |
| Office | Main level | 7'8'' x 7'5'' |
| Sitting room | Main level | 20'8'' x 23'4'' |
| Dining room | Main level | 15'6'' x 23'2'' |
| Laundry room | Main level | 9'6'' x 11'9'' |
| Eat in kitchen | Main level | 13'1'' x 13'7'' |
| 3pc Bathroom | Main level | 7'0'' x 11'7'' |
| 3pc Bathroom | Second level | 9'4'' x 13'2'' |
| Primary Bedroom | Second level | 16'1'' x 23'5'' |
| Bedroom | Second level | 13'7'' x 13'3'' |
| Bedroom | Second level | 9'4'' x 13'2'' |
Description
One of a kind 2400 sq. ft home. 3 bedroom 2 bathrooms on pool sized double lot (69 x125) in a mature subdivision. Enjoy a 15-minute walk to scenic river trails, the vibrant Gaslight District downtown restuarants and shopping, and the School of Architecture, making this an ideal location for lifestyle, convenience, and community connection. A home designed for real living. A custom kitchen with endless storage next to a bright dining area with sliders to the backyard, perfect for family dinners and summer nights. The open-concept living room offers cozy sitting spaces, california ceilings with potlights and walk-outs to the yard, making indoor–outdoor living effortless. A main-floor office/craft room,and laundry with side-door access, plus a three-piece bath add everyday convenience. Upstairs you will find three spacious bedrooms, including a stunning king sized primary bedroomwith cathedral ceilings, his-and-her closets, and a sun-filled three-piece bathroom. 2 seperate basements unfinished high and dry. One of the basements has lots of room for family room finishing or hobby room. Plus seperate second basement has all the untilities and a seperate walkup entrance from basement. The home had a full rebuild in 2007 when the addition was added. This home is a must see! (id:63161)
Listing Information
- MLS®
- 40872352
- Data last synced
- October 29, 2026
Royal Lepage Crown Realty Services
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal Lepage Crown Realty Services
MLS® Number: 40872352
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$271/sqft
Building average
—
No other active listings in this building
11 - St Gregory's/Tait average
$395/sqft
11 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($39,988) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$519,900.00
Periodic payment — Principal & Interest (monthly)$3,354.22
Additional monthly expenses (condo fees, tax, utilities, etc.)$655.25
Total monthly cost$4,009.47
Interest paid over 5-yr term$149,004.83
Balance at end of term$467,651.73
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$39,988
Stress test qualifying rate8.19%
Payment you must qualify for$4,728.91
Cash Needed at Closing
Minimum down payment$39,988
Estimated Land Transfer Tax (LTT)$9,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,960
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
