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Property Type: Condo / ApartmentOwnership: Condominium
19 GUELPH Avenue Unit# 202
Cambridge, ON N3C1A2
MLS® 40857207
$559,000
2 bed1 bath1 parking949 sqftBuilt 2020
Amenities
Gym
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
RM3
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $497/mo
- Annual property tax
- $4,597.02
Maintenance Fee Includes
Management
Also included: Landscaping, Insurance
Interior
- Basement
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | 13'3'' x 12'7'' |
| Kitchen | Main level | 8'6'' x 15'9'' |
| Den | Main level | 6'6'' x 8'2'' |
| Bedroom | Main level | 9'6'' x 10'10'' |
| 3pc Bathroom | Main level | — |
Description
Welcome to Unit 202 at 19 Guelph Ave in the heart of Hespeler Village. This exceptional 949 sq. ft. corner unit offers the best of both worlds: a bright, sunny southern exposure from the private patio, combined with beautiful downstream views of the Speed river. Featuring an open-concept layout, soaring 11+ ft ceilings and abundant natural light, this 1-bedroom plus den suite offers a spacious and airy feel that is both modern and inviting. The den provides excellent flexibility for a home office, guest space or additional living area. Enjoy your morning coffee or evening unwind on the sunny patio while taking in the peaceful river views. The corner-unit location provides extra windows, creating a bright and comfortable living environment. Located in the sought-after Riverbank Lofts, this home places you right in Hespeler Village, with shops, restaurants, trails, the Grand River and the character of historic downtown Hespeler all close by. Includes one dedicated surface parking space. A rare opportunity to enjoy spacious loft-style living, river views and the best of Hespeler Village. (id:63161)
Listing Information
- MLS®
- 40857207
- Data last synced
- October 23, 2026
RED AND WHITE REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RED AND WHITE REALTY INC.
MLS® Number: 40857207
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$589/sqft
Building average
—
No other active listings in this building
43 - Hillcrest/Forbes Park average
$515/sqft
5 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($30,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$447,200.00
Periodic payment — Principal & Interest (monthly)$2,885.18
Additional monthly expenses (condo fees, tax, utilities, etc.)$927.17
Total monthly cost$3,812.35
Interest paid over 5-yr term$128,168.81
Balance at end of term$402,257.85
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$30,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,094.75
Cash Needed at Closing
Minimum down payment$30,900
Estimated Land Transfer Tax (LTT)$7,655
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,055
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
