Loading…
Property Type: Detached HouseOwnership: Freehold
20 LANDS COURT
Cambridge, ON N3C0B7
MLS® X13442834
$1,249,000
6 bed5.5 bath6 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 43 x 82.2 FT ; Pie shaped premium lot
- Frontage
- 43 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $8,679.91 (2025)
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Bedroom | Basement | — |
| Bedroom | Basement | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Family room | Main level | — |
| Bedroom 5 | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
| Recreational, Games room | Basement | — |
Description
Absolutely Stunning Family Home Situated on a Quiet Cul-De-Sac in the Highly Sought-After Mill Pond Community, Surrounded by Beautiful Greenspace and Mature Trees. Set on a Rare Premium 43-Ft Wide Pie-Shaped Lot with Plenty of Space for a Future Pool, This Impressive Residence Offers Over 4,300 Sq. Ft. of Finished Living Space Including a Professionally Finished Basement. Beautifully Upgraded Northridge Model Features Approximately 3,070 Sq. Ft. Above Grade + Additional 1,300 Sq. Ft. of Finished Basement Space. The Main Floor Showcases 9-Ft Ceilings, Elegant Finishes, Pot Lights Throughout, and a Functional Open-Concept Layout Designed for Modern Family Living. A Bright Formal Living Room Welcomes You Upon Entry, While a Versatile Main Floor Bedroom, Home Office, or Den Provides Flexible Living Options. The Elegant Dining Room Features a Stunning Accent Wall and Flows Seamlessly Into the Spacious Family Room Complete with a Designer Feature Wall and Cozy Gas Fireplace. The Fully Renovated Dream Kitchen Sure to Impress, Offering Quartz Countertops, Stylish Subway Tile Backsplash, Breakfast Bar, Upgraded Cabinetry with Under-Cabinet and Valance Lighting, Massive Wall Pantry, Walk-In Pantry, and Gas Stove. The Adjacent Breakfast Area Overlooks the Expansive Backyard and Provides the Perfect Setting for Everyday Meals and Entertaining. Under Mount Cabinet Lights & S/S Appliances. 2nd Kitchen connections, 2nd Laundry Connections and Space, 3 PC bath, Two Electrical Vehicles Charging! The Second Floor Features a Cozy Library/Study Nook, Four Generously Sized Bedrooms, Convenient Laundry Room, and Two Bedrooms with Beautiful Vaulted Ceilings. The Luxurious Primary Retreat Offers Two Full-Size Walk-In Closets and a Spa-Inspired Ensuite Complete with Double Sinks, 6-Ft Soaker Tub, and Separate Shower.An Exceptional Opportunity to Own a Spacious, Upgraded Family Home Combining Location, Luxury, Functionality, and Comfort in One of Cambridge's Most Desirable Neighbourhoods. (id:63159)
Listing Information
- MLS®
- X13442834
- Tax assessment year
- 2025
- Data last synced
- September 15, 2026
CITYSCAPE REAL ESTATE LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CITYSCAPE REAL ESTATE LTD.
MLS® Number: X13442834
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 8.0% ($99,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$999,200.00
Periodic payment — Principal & Interest (monthly)$6,446.50
Additional monthly expenses (condo fees, tax, utilities, etc.)$723.33
Total monthly cost$7,169.83
Interest paid over 5-yr term$286,373.59
Balance at end of term$898,783.63
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$99,900
Stress test qualifying rate8.19%
Payment you must qualify for$8,909.82
Cash Needed at Closing
Minimum down payment$99,900
Estimated Land Transfer Tax (LTT)$21,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$122,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
