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Property Type: Detached HouseOwnership: Freehold
195 GREEN VISTA DRIVE
Cambridge, ON N1T1Y9
MLS® X13861784
$949,900
6 bed4 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 39.4 x 114.8 FT
- Frontage
- 39.4 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,681.66
Interior
- Basement
- Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Basement | — |
| Bathroom | Main level | — |
| Family room | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Games room | Basement | — |
| Eating area | Main level | — |
| Kitchen | Main level | — |
| Bedroom | Main level | — |
| Laundry room | Main level | — |
| Cold room | Basement | — |
| Family room | Basement | — |
| Bathroom | Second level | — |
| Bedroom | Second level | — |
Description
Welcome to 195 Green Vista Drive - an impressive 2-storey detached home offering 3,700 square feet of total finished living space, backing onto a serene pond and ravine in one of Cambridge's most sought-after neighbourhoods. Stunning curb appeal greets you with a classic brick and vinyl exterior, complete with a built-in irrigation system servicing the gardens and planter boxes for effortless year-round maintenance. Inside, a grand two-storey foyer sets the tone with soaring ceilings and an elegant staircase with rich hardwood treads and black wrought iron railings. The main level features gleaming hardwood floors throughout, a spacious family room with fireplace, an open-concept kitchen with dark cabinetry, granite countertops, stainless steel appliances, and a mosaic tile backsplash, flowing seamlessly into the breakfast room and living area. Main floor bedroom and 4-piece bath offer ideal flexibility for guests or multi-generational living. Convenient main floor laundry completes this level. Upstairs, the primary suite impresses with a walk-in closet and private 4-piece ensuite, accompanied by three additional well-sized bedrooms and a second 4-piece bath. The fully finished basement extends your living space with a cozy family room, a games room, a full wet bar/kitchenette, a bedroom with walk-in closet, 3-piece ensuite bath, cold room, and ample storage. Step outside to your private backyard oasis, a stunning in-ground pool, interlock patio, covered lower seating area, and an elevated deck with a pergola and tranquil pond views. This exceptional property truly has it all. Minutes to top schools, trails, and amenities. (id:63159)
Listing Information
- MLS®
- X13861784
- Data last synced
- October 7, 2026
EXP REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: EXP REALTY
MLS® Number: X13861784
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($69,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$759,920.00
Periodic payment — Principal & Interest (monthly)$4,902.75
Additional monthly expenses (condo fees, tax, utilities, etc.)$640.14
Total monthly cost$5,542.88
Interest paid over 5-yr term$217,795.26
Balance at end of term$683,550.50
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$69,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,822.59
Cash Needed at Closing
Minimum down payment$69,990
Estimated Land Transfer Tax (LTT)$15,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$86,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
