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Property Type: Detached HouseOwnership: Freehold
46 ROBSON Avenue
Cambridge, ON N1T1L2
MLS® 40871108
$899,900
6 bed4.5 bath5 parking3,466 sqftBuilt 1989
Property Details
Property & Lot
- Sub-type
- House
- Style
- Contemporary
- Stories
- 2
- Frontage
- 52 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,850
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Basement | 18'0'' x 10'4'' |
| Bedroom | Basement | 16'3'' x 12'0'' |
| 4pc Bathroom | Basement | — |
| Kitchen | Basement | 11'10'' x 10'10'' |
| Recreation room | Basement | 18'0'' x 11'11'' |
| 4pc Bathroom | Second level | — |
| Living room | Main level | 11'2'' x 18'0'' |
| Dining room | Main level | 11'3'' x 12'5'' |
| Kitchen | Main level | 11'10'' x 11'3'' |
| Breakfast | Main level | 11'10'' x 6'9'' |
| Family room | Main level | 11'9'' x 15'11'' |
| 2pc Bathroom | Main level | — |
| Laundry room | Main level | 6'8'' x 8'10'' |
| Primary Bedroom |
Description
SCHOOL-DAY WALKS, WEEKENDS EXPLORING SHADE’S MILL, AND SUMMER AFTERNOONS BY THE POOL—46 Robson Avenue puts family life at the heart of a sought-after North Galt location. This all-brick home offers over 3,400 sqft of living space, 4+2 bedrooms, and 3.5 bathrooms, with room for a growing family and a full in-law suite in the finished basement. Step inside to a kitchen featuring white cabinetry, stainless steel appliances, a contrasting backsplash, and a centre island that brings everyone together. Enjoy casual meals in the bright breakfast area or gather in the separate dining room, where hardwood flooring adds warmth to family dinners and celebrations. The family room’s substantial brick fireplace creates a comfortable backdrop for quiet evenings, while sliding doors open to the deck, extending your living space outdoors. Upstairs, 4 bedrooms provide room for family, guests, or a home office. The finished lower level adds 2 more bedrooms and a in-law suite with its own kitchen, the ideal arrangement for extended family or multigenerational living. Outside, the fully fenced yard is ready for summer, with a multi-tier deck surrounding the above-ground pool and separate spaces for dining, lounging, and enjoying the sunshine. Notable Features: AC & furnace 2016, new winter pool cover, solar cover 2026, pool liner 2023, pool pump and sand filter 2024, 2 new sheds, 200AMP panel, plus more. Walk to both public and Catholic schools and Shade’s Mill Conservation Area, with shopping, places of worship, public transit, and everyday amenities just minutes away. Approximately seven minutes to Highway 401 and ten minutes to golf, this is a home where space, recreation, and convenience come together. (id:63161)
Listing Information
- MLS®
- 40871108
- Data last synced
- October 23, 2026
RE/MAX TWIN CITY FAISAL SUSIWALA REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY FAISAL SUSIWALA REALTY
MLS® Number: 40871108
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$260/sqft
Building average
—
No other active listings in this building
32 - Shades Mills average
$407/sqft
5 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (condo fees, tax, utilities, etc.)$743.83
Total monthly cost$5,388.51
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$64,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,473.68
Cash Needed at Closing
Minimum down payment$64,990
Estimated Land Transfer Tax (LTT)$14,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$80,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
