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Property Type: Detached HouseOwnership: Freehold
12 BEASLEY Crescent
Cambridge, ON N1T1J9
MLS® 40863211
$999,999
5 bed4.5 bath5 parking3,423 sqftBuilt 1989
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 52 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,381.4
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 18'1'' x 11'7'' |
| Cold room | Basement | 6'6'' x 19'6'' |
| 4pc Bathroom | Basement | 8'6'' x 13'9'' |
| Kitchen | Basement | 12'0'' x 11'0'' |
| Bedroom | Basement | 15'6'' x 11'8'' |
| Recreation room | Basement | 17'8'' x 12'1'' |
| 4pc Bathroom | Second level | 4'11'' x 11'9'' |
| Bedroom | Second level | 14'5'' x 11'9'' |
| Bedroom | Second level | 9'11'' x 11'11'' |
| Bedroom | Second level | 12'5'' x 11'11'' |
| 3pc Ensuite bath | Second level | 10'4'' x 9'2'' |
| Primary Bedroom | Second level | 19'11'' x 11'7'' |
| Other | Main level | 19'9'' x 18'1'' |
Description
Welcome to a truly exceptional residence in one of North Galt’s most desirable family-friendly neighbourhoods. From the impressive all-brick exterior and manicured landscaping to the thoughtfully upgraded interior, this lovingly cared-for home combines timeless elegance with modern family living. Step inside the spacious foyer and discover the heart of the home: a custom-designed kitchen flowing beautifully into the formal dining room, elegant living room and inviting family room. Rich engineered hardwood and travertine flooring, custom blinds, California shutters and exquisite crown molding add sophistication throughout. The family room centers around a gas fireplace and opens through sliders to the deck and a private backyard oasis, surrounded by mature, professionally landscaped gardens. Upstairs, four generous bedrooms provide ample space for family and guests. The recently updated family bathroom offers a fresh, stylish finish, while the primary suite features a private ensuite with a walk-in glass shower and walk-in closet. The newly finished (2026) lower level adds exceptional versatility with a spacious recreation room, fifth bedroom, kitchenette and spectacular bathroom featuring a luxurious whirlpool tub and separate shower. Perfect for an in-law retreat, guests, older children or additional family space. Upgrades include a professionally crafted spiral staircase, newer windows, roof, furnace/AC, select appliances, updated laundry room, custom closet inserts, professional landscaping and new shed. Complete with a double-car garage and exceptional curb appeal, this home is ideally located close to parks, Shade’s Mills conservation area, amenities, shopping and services, with convenient 401 access for commuters. Thoughtfully upgraded, beautifully maintained and truly loved! Welcome to your next chapter. (id:63161)
Listing Information
- MLS®
- 40863211
- Data last synced
- October 22, 2026
RE/MAX SOLID GOLD REALTY (II) LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX SOLID GOLD REALTY (II) LTD.
MLS® Number: 40863211
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$292/sqft
Building average
—
No other active listings in this building
32 - Shades Mills average
$400/sqft
5 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($75,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$799,999.00
Periodic payment — Principal & Interest (monthly)$5,161.32
Additional monthly expenses (condo fees, tax, utilities, etc.)$702.78
Total monthly cost$5,864.11
Interest paid over 5-yr term$229,282.01
Balance at end of term$719,601.69
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$75,000
Stress test qualifying rate8.19%
Payment you must qualify for$7,172.20
Cash Needed at Closing
Minimum down payment$75,000
Estimated Land Transfer Tax (LTT)$16,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$92,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
