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Property Type: Detached HouseOwnership: Freehold
51 BAYNE Crescent
Cambridge, ON N1T1E1
MLS® 40865138
$899,900
4 bed4.5 bath5 parking2,636 sqftBuilt 1986
Property Details
Property & Lot
- Sub-type
- House
- Style
- Contemporary
- Stories
- 2
- Frontage
- 53 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,078.97
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Basement | — |
| Bedroom | Basement | 8'9'' x 10'10'' |
| Recreation room | Basement | 22'3'' x 24'9'' |
| 3pc Bathroom | Second level | — |
| Bedroom | Second level | 12'2'' x 9'11'' |
| Bedroom | Second level | 9'11'' x 11'2'' |
| 5pc Ensuite bath | Second level | — |
| Primary Bedroom | Second level | 15'6'' x 12'4'' |
| Laundry room | Main level | 5'4'' x 10'9'' |
| 2pc Bathroom | Main level | — |
| Kitchen | Main level | 17'1'' x 11'3'' |
| Breakfast | Main level | 9'5'' x 5'7'' |
| Dining room | Main level | 10'11'' x 15'1'' |
| Living room |
Description
RENOVATED, REMARKABLE & READY IN NORTH GALT. Some homes simply give a family more room to live, and 51 Bayne Crescent delivers it inside and out. Set on a large, fully fenced lot in Cambridge’s desirable Shades Mill family neighbourhood. This all-brick, two-storey home has undergone extensive renovations, including an updated kitchen, flooring, bathrooms and a beautifully finished basement. The main level is designed for everyday comfort, with a welcoming family room centered around a cozy electric fireplace, a convenient powder room and a practical laundry/mudroom with garage access. From the kitchen, step outside to a spacious concrete patio (rough-in wiring for future hot tub) and gazebo overlooking the yard with no rear neighbours, a storage shed -plenty of room for children and pets to play. Upstairs, 3 generous bedrooms include an oversized primary retreat with a walk-in closet and a 5pc bathroom featuring a soaker tub and separate shower. The second bedroom enjoys semi-ensuite access to the 4pc bathroom. The fully finished lower level adds even more versatility with a 4th bedroom, 3pc bathroom, pot lights, a cold room, and excellent storage-ideal for guests, teenagers, or extended family. Triple-pane North Star windows installed throughout the home in 2016, excluding the basement, add comfort and efficiency, while the roof and garage door were replaced in 2017. Furnace & AC new 2023. A double garage and triple-wide concrete driveway provide parking for up to 5 vehicles. Close to excellent schools, parks, shopping, and everyday amenities, with Highway 401 only 5 minutes away, this is a move-in-ready home with the space, updates, and setting to grow into for years to come. (id:63161)
Listing Information
- MLS®
- 40865138
- Data last synced
- October 27, 2026
RE/MAX TWIN CITY FAISAL SUSIWALA REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY FAISAL SUSIWALA REALTY
MLS® Number: 40865138
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$341/sqft
Building average
—
No other active listings in this building
32 - Shades Mills average
$390/sqft
5 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (condo fees, tax, utilities, etc.)$638.58
Total monthly cost$5,283.26
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$64,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,473.68
Cash Needed at Closing
Minimum down payment$64,990
Estimated Land Transfer Tax (LTT)$14,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$80,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
