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Property Type: Detached HouseOwnership: Freehold
1200 DUNBAR Road
Cambridge, ON N3H4W6
MLS® 40864362
$1,150,000
5 bed4.5 bath6 parking3,743 sqftBuilt 2010
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 41 feet
R4/OS1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,756
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 7'3'' x 12'2'' |
| Family room | Basement | 19'8'' x 17'7'' |
| Laundry room | Basement | 6'2'' x 5'9'' |
| Kitchen | Basement | 14'2'' x 12'5'' |
| Cold room | Basement | 6'9'' x 7'8'' |
| Bedroom | Basement | 18'8'' x 11'4'' |
| 3pc Bathroom | Basement | 13'7'' x 5'7'' |
| Primary Bedroom | Second level | 18'4'' x 14'3'' |
| Bedroom | Second level | 15'5'' x 12'0'' |
| Bedroom | Second level | 12'10'' x 11'5'' |
| Bedroom | Second level | 12'5'' x 10'11'' |
| 5pc Bathroom | Second level | 6' x 10'10'' |
| 3pc Ensuite bath | Second level | 8'10'' x 8'2'' |
Description
Welcome to this exceptionally well kept family home built in 2010, offering the perfect blend of space, style, and functionality — all in an unbeatable location. Backing directly onto the peaceful Dumfries Conservation Area and just a short walk to the Cambridge Centre Mall and YMCA, this home is ideal for multi-generational living or anyone seeking natural beauty and convenience. With APPROX. 3,800 sq. ft. of finished living space, including a fully finished walk-out basement in-law suite, there’s room for everyone. The lower-level suite features a private entrance at grade, a stair lift for accessibility, large bright windows, a gas fireplace, a spacious bedroom with dual closets, in-suite laundry, and a full kitchen — perfect for extended family or guests. Upstairs, you'll find four generous bedrooms and two full bathrooms, including a primary retreat with an impressive 6'3 x 10'4 walk-in closet. The main floor is thoughtfully designed with an elevated deck off the kitchen, offering sweeping views of the conservation area and the private backyard below. Interior access from the laundry room to the double garage, modern and tasteful finishes throughout, and a seamless layout complete this move-in-ready home. A rare offering in a sought-after location — this one checks all the boxes. (id:63159)
Listing Information
- MLS®
- 40864362
- Data last synced
- October 1, 2026
RED AND WHITE REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RED AND WHITE REALTY INC.
MLS® Number: 40864362
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$307/sqft
Building average
—
No other active listings in this building
50 - Langs Farm/Hilborn Park average
$432/sqft
5 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 7.8% ($90,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$920,000.00
Periodic payment — Principal & Interest (monthly)$5,935.53
Additional monthly expenses (condo fees, tax, utilities, etc.)$750.00
Total monthly cost$6,685.53
Interest paid over 5-yr term$263,674.64
Balance at end of term$827,542.98
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$90,000
Stress test qualifying rate8.19%
Payment you must qualify for$8,218.97
Cash Needed at Closing
Minimum down payment$90,000
Estimated Land Transfer Tax (LTT)$19,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$110,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
