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Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED
7 JADE Court
Cambridge, ON N1T1X1
MLS® 40870632
54
Walk Score
40
Transit
51
Bike
$675,000
5 bed3 bath6 parking1,231 sqft
54
Walk Score
40
Transit
51
Bike
Open House
Sunday, November 1
2:00 PM – 4:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Style
- Raised bungalow
- Stories
- 1
- Lot size
- 0.19 acres
- Frontage
- 31 feet
RM4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,147
Interior
- Basement
- Finished, Partial
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | 9'11'' x 12'9'' |
| Bedroom | Second level | 9'3'' x 9'10'' |
| 4pc Bathroom | Second level | — |
| 4pc Bathroom | Second level | — |
| Primary Bedroom | Second level | 12'6'' x 12'9'' |
| Eat in kitchen | Second level | 12'1'' x 19'6'' |
| Living room | Main level | 11'6'' x 16'11'' |
| 3pc Bathroom | Basement | — |
| Kitchen | Basement | 10'1'' x 11'3'' |
| Recreation room | Basement | 12'9'' x 11'5'' |
| Exercise room | Basement | 10'8'' x 9'2'' |
| Bedroom | Basement | 10'6'' x 12'5'' |
| Bedroom | Basement | 7'6'' x 14'3'' |
Description
Welcome to this inviting raised bungalow tucked away on a quiet cul-de-sac in North Galt, Cambridge! Offering a great combination of space, versatility, and convenience, this home is situated in a desirable neighbourhood close to schools, shopping, dining, public transit, and easy access to Highway 401. The bright, sunny eat-in kitchen features a walk-out to the wood deck, perfect for enjoying your morning coffee or summer barbecues overlooking the fully fenced backyard with an above-ground pool. The welcoming front foyer features double closets and opens into the main-floor living room. Upstairs, the spacious primary bedroom offers a private 4-piece ensuite. The basement provides additional living space with a separate entrance and walk-up to the backyard. This level includes a kitchen, a 3-piece bathroom with a convenient walk-in shower, and two bedrooms, offering flexibility for a variety of living arrangements. A double-car garage and driveway parking for four vehicles provide plenty of room for vehicles and guests. Located in Cambridge's Park Heaven, you'll find three parks and 15 recreation facilities within a 20-minute walk, including ball diamonds, a splash pad, sports courts, and community gardens. Enjoy the space, outdoor fun, and convenience of this North Galt location, with plenty of possibilities to make this home your own! (id:63161)
Listing Information
- MLS®
- 40870632
- Data last synced
- October 29, 2026
Century 21 Heritage House Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Century 21 Heritage House Ltd.
MLS® Number: 40870632
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$548/sqft
Building average
—
No other active listings in this building
33 - Clemens Mills/Saginaw average
$343/sqft
17 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($42,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$540,000.00
Periodic payment — Principal & Interest (monthly)$3,483.90
Additional monthly expenses (condo fees, tax, utilities, etc.)$490.92
Total monthly cost$3,974.81
Interest paid over 5-yr term$154,765.55
Balance at end of term$485,731.75
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$42,500
Stress test qualifying rate8.19%
Payment you must qualify for$4,904.24
Cash Needed at Closing
Minimum down payment$42,500
Estimated Land Transfer Tax (LTT)$9,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$53,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
