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Property Type: Detached HouseOwnership: Freehold
18 CLEARVIEW Drive
Cambridge, ON N1S1B2
MLS® 40862829
$849,999
4 bed3 bath5 parking1,362 sqft
Open House
Saturday, October 31
2:00 PM – 4:00 PM
Sunday, November 1
2:00 PM – 4:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 75 feet
R3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,351.16
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Basement | 8'10'' x 12'0'' |
| Bedroom | Basement | 10'11'' x 10'0'' |
| 3pc Bathroom | Basement | 4'11'' x 6'3'' |
| Living room | Basement | 10'3'' x 20'10'' |
| 3pc Bathroom | Second level | 5'4'' x 7'1'' |
| 3pc Bathroom | Second level | 5'11'' x 9'9'' |
| Primary Bedroom | Second level | 12'6'' x 13'3'' |
| Sunroom | Lower level | 11'0'' x 12'10'' |
| Family room | Lower level | 19'3'' x 14'6'' |
| Living room | Main level | 13'2'' x 15'7'' |
| Kitchen | Main level | 8'3'' x 14'3'' |
| Bedroom | Main level | 9'8'' x 10'11'' |
| Bedroom | Main level | 10'11'' x 13'0'' |
Description
More Than Meets the Eye! Welcome to this charming detached back-split home in desirable West Galt, situated on an extra-large lot in a quiet and peaceful family-friendly neighborhood. Conveniently located close to schools, shopping, amenities and public transit, with a school within walking distance. Enjoy easy access to nearby trails and the Grand River, offering great opportunities for walking, cycling and enjoying nature. The main living area features 3 bedrooms, two full washrooms, a kitchen with backsplash, dining area and a spacious family room with a gas fireplace. Recent updates include one full washroom completed in 2025 and pot lights added in 2025. Patio doors lead to an enclosed sunroom, offering a comfortable space to relax and enjoy the outdoors. The home offers approximately 1,362.85 sq. ft. of above-ground finished living area, plus an approximately 139.63 sq. ft. enclosed sunroom, providing approximately 1,500 sq. ft. of combined above-ground area. The separate-entrance basement offers excellent flexibility with 1 bedroom, 1 full washroom, kitchen and living area, making it ideal for extended family, guests or potential mortgage-help opportunities, subject to applicable requirements and approvals. Enjoy the large, fully fenced backyard featuring a heated above-ground pool, deck, gazebo and additional covered storage. A great outdoor space for relaxing, entertaining and enjoying summer with family and friends. This versatile West Galt home offers generous living space, a flexible basement arrangement, an oversized backyard and a peaceful neighborhood setting, all while being close to schools, amenities, the Grand River and scenic trails. A great opportunity for families looking for comfort, functionality and additional living space. (id:63161)
Listing Information
- MLS®
- 40862829
- Data last synced
- October 28, 2026
HOMELIFE MIRACLE REALTY LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE MIRACLE REALTY LTD
MLS® Number: 40862829
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$624/sqft
Building average
—
No other active listings in this building
11 - St Gregory's/Tait average
$360/sqft
11 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($60,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$679,999.00
Periodic payment — Principal & Interest (monthly)$4,387.12
Additional monthly expenses (condo fees, tax, utilities, etc.)$597.26
Total monthly cost$4,984.39
Interest paid over 5-yr term$194,889.67
Balance at end of term$611,661.30
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$60,000
Stress test qualifying rate8.19%
Payment you must qualify for$6,125.45
Cash Needed at Closing
Minimum down payment$60,000
Estimated Land Transfer Tax (LTT)$13,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$74,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
