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Property Type: Detached HouseOwnership: Freehold
40 KENMORE Avenue
Cambridge, ON N1S3H6
MLS® 40866665
$674,900
3 bed2.5 bath3 parking1,290 sqftBuilt 1966
Open House
Saturday, October 31
2:00 PM – 4:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 3
- Frontage
- 50 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,098
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Lower level | — |
| Recreation room | Lower level | 11'3'' x 20'3'' |
| 4pc Bathroom | Third level | 7'0'' x 8'5'' |
| Bedroom | Third level | 8'9'' x 11'5'' |
| Bedroom | Third level | 8'2'' x 12'0'' |
| Primary Bedroom | Third level | 8'9'' x 13'9'' |
| Kitchen | Second level | 11'0'' x 13'5'' |
| Dining room | Second level | 8'10'' x 11'6'' |
| Living room | Second level | 11'0'' x 17'2'' |
| Foyer | Main level | — |
| 2pc Bathroom | Main level | 2'8'' x 4'7'' |
Description
Literally a once in a lifetime opportunity. This fantastic family oriented home has only ever had ONE owner since being built in 1966! And now…it can be YOURS! Nestled on popular Kenmore Avenue in the Westview neighborhood of West Galt offering a mature, landscaped 50 x 115 foot lot. Inside you will find a full 4 level sidesplit with some updates, upgrades and extras that you will find irresistible. Walk into a spacious ceramic tiled entry foyer level that has a 2piece bathroom and a rear door entrance leading to your private backyard patio and garden. With 3 bedrooms on the upper level, each with original gleaming oak hardwood flooring plus a 4 piece bathroom that was completely renovated in 2026 to feature a step in bathtub, a rite-height water closet and a vanity with an undermount sink. The main living level offers an L-Shaped living/dining room combination PLUS an eat-in kitchen. The kitchen offers rich, warm wood cabinetry and 2 appliances. The list of updates is impressive. The lower level awaits your finishing ideas to make it your own! The roof (2020), the furnace (2017) and the windows (2008) have all been replaced to save you from these expenses. Eavestrough gutter leaf filters have been installed too! Be one of the first to book your private viewing! (id:63161)
Listing Information
- MLS®
- 40866665
- Data last synced
- October 29, 2026
RE/MAX SOLID GOLD REALTY (II) LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX SOLID GOLD REALTY (II) LTD.
MLS® Number: 40866665
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$523/sqft
Building average
—
No other active listings in this building
14 - Westview average
$470/sqft
9 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($42,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$539,920.00
Periodic payment — Principal & Interest (monthly)$3,483.38
Additional monthly expenses (condo fees, tax, utilities, etc.)$406.50
Total monthly cost$3,889.88
Interest paid over 5-yr term$154,742.62
Balance at end of term$485,659.79
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$42,490
Stress test qualifying rate8.19%
Payment you must qualify for$4,903.54
Cash Needed at Closing
Minimum down payment$42,490
Estimated Land Transfer Tax (LTT)$9,973
Legal / closing costs (typical estimate)$1,500
Total cash needed$53,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
