Loading…
Property Type: Detached HouseOwnership: Freehold
18 BISMARK Drive
Cambridge, ON N1S4G1
MLS® 40868167
$699,900
3 bed2.5 bath3 parking1,838 sqftBuilt 1976
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 48 feet
R5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,309.72
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 11' x 6'6'' |
| Recreation room | Basement | 11'0'' x 12'5'' |
| Office | Basement | 11'9'' x 6'8'' |
| Laundry room | Basement | 6'9'' x 5'1'' |
| 2pc Bathroom | Basement | — |
| Primary Bedroom | Second level | 13'8'' x 13'2'' |
| Bedroom | Second level | 10'8'' x 16'9'' |
| Bedroom | Second level | 10'8'' x 8'2'' |
| 4pc Bathroom | Second level | 10'3'' x 10'1'' |
| Living room | Main level | 11'3'' x 12'10'' |
| Kitchen | Main level | 8'2'' x 8'7'' |
| Dining room | Main level | 10'0'' x 7'7'' |
| Breakfast | Main level | 9'5'' x 9'8'' |
Description
Every level of 18 Bismark Drive has been thoughtfully designed to make daily life feel easier, more comfortable and better organized. Located in Westview, an established West Galt neighbourhood, this beautifully updated three-level backsplit offers flexible living space, exceptional storage and a backyard that may become your favourite part of the home. The bright main floor flows naturally from an updated galley kitchen with abundant cabinetry, large windows and a subway-tile backsplash to a welcoming breakfast area for slow mornings and casual meals. Separate living and dining spaces provide room to gather, entertain or simply settle in at the end of the day. Upstairs, three bedrooms include a generous primary and an impressively spacious second bedroom, complemented by an updated four-piece bathroom. The finished lower level adds another dimension with a comfortable rec room, dedicated office, two-piece bathroom and a finished laundry area. A massive crawlspace provides the kind of practical storage that keeps the rest of the home uncluttered and enjoyable. Outside, the fully fenced backyard has been carefully developed for dining, relaxing, gardening and play, with extensive patio space, mature gardens, a manageable lawn and a fantastic garden shed. An attached garage and private driveway add everyday convenience. With Blair Road Public School and its expansive green space directly behind the property, playgrounds and room to run are just beyond the fence. Grand River trails, neighbourhood parks, downtown Galt, the Gaslight District, shopping and daily amenities are all within easy reach. Move-in ready and filled with space to live, work, gather and grow, this is a home designed to serve its next owners for years to come. (id:63159)
Listing Information
- MLS®
- 40868167
- Data last synced
- October 19, 2026
DEWAR REALTY INC., BROKERAGE
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: DEWAR REALTY INC., BROKERAGE
MLS® Number: 40868167
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$381/sqft
Building average
—
No other active listings in this building
14 - Westview average
$488/sqft
9 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$559,920.00
Periodic payment — Principal & Interest (monthly)$3,612.41
Additional monthly expenses (condo fees, tax, utilities, etc.)$451.14
Total monthly cost$4,063.56
Interest paid over 5-yr term$160,474.68
Balance at end of term$503,649.85
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$44,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,078.00
Cash Needed at Closing
Minimum down payment$44,990
Estimated Land Transfer Tax (LTT)$10,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
