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Property Type: Condo / ApartmentOwnership: Condominium
201 - 19 GUELPH AVENUE
Cambridge, ON N3C1A2
MLS® X13757144
$499,900
1 bed1 bath1 parking
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $474/mo
- Annual property tax
- $4,158
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance
Interior
- Basement
- None
- Heating
- Forced air, Other
- Cooling / A/C
- Central air conditioning
Description
Welcome to Riverbank Lofts, one of Cambridge's most iconic historic conversions nestled along the scenic Speed River in the heart of downtown Hespeler. Thoughtfully transformed from the former American Standard factory, this sought-after residence blends timeless industrial character with modern living. This freshly painted one-bedroom suite features soaring ceilings, oversized windows, exposed beams, and an airy open-concept layout filled with natural light. The stylish kitchen offers granite countertops, stainless steel appliances, and a breakfast bar perfect for everyday living and entertaining. Enjoy in-suite laundry, a full bathroom, and a spacious bedroom retreat with generous closet space. Residents enjoy premium amenities including a fitness centre, lounges, bike storage, and a dog wash station, making this a truly pet-friendly community. Complete with owned parking and ideally located steps to cafés, restaurants, river trails, boutique shopping, and minutes to Highway 401, this is an exceptional opportunity to enjoy elevated riverside living in one of Hespeler's most desirable communities. Whether you're a first-time buyer, investor, or looking to downsize, this suite offers the perfect blend of character, comfort, and convenience. (id:63159)
Listing Information
- MLS®
- X13757144
- Data last synced
- September 15, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13757144
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$480/sqft
81 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (condo fees, tax, utilities, etc.)$820.01
Total monthly cost$3,400.16
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,995
Stress test qualifying rate8.19%
Payment you must qualify for$3,682.29
Cash Needed at Closing
Minimum down payment$24,995
Estimated Land Transfer Tax (LTT)$6,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,968
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
