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Property Type: Detached HouseOwnership: Freehold
211 MAIN Street
Cambridge, ON N1R1X1
MLS® 40859846
$590,000
3 bed2 bath4 parking1,996 sqftBuilt 1900
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 3
- Frontage
- 69 feet
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,431
Interior
- Basement
- Partially finished, Full
- Heating
- Hot water radiator heat, Natural gas
- Cooling / A/C
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Storage | Basement | 7'8'' x 11'2'' |
| Other | Basement | 8'5'' x 11'7'' |
| Other | Basement | 11'5'' x 15'8'' |
| Loft | Third level | 8'10'' x 17'0'' |
| 4pc Bathroom | Second level | 8'5'' x 9'2'' |
| Kitchen | Second level | 6'6'' x 15'6'' |
| Bedroom | Second level | 9'3'' x 12'1'' |
| Bedroom | Second level | 11'8'' x 12'3'' |
| Primary Bedroom | Second level | 12'8'' x 13'3'' |
| 4pc Bathroom | Main level | 5'6'' x 8'7'' |
| Kitchen | Main level | 11'6'' x 13'0'' |
| Dining room | Main level | 11'8'' x 14'8'' |
| Living room | Main level | 12'8'' x 12'8'' |
Description
LARGE VERANDA CATCHES EVERY EVENING BREEZE! Step into the charm and character of a bygone era with this spacious Victorian-era home, showcasing beautiful decorative wood trim and timeless architectural details. Offering plenty of space and opportunity, this classic home is ready for its next chapter. The inviting main floor features hardwood floors, a fireplace, a separate dining room, a four-piece bathroom, and a generous covered veranda—perfect for enjoying warm summer evenings. Upstairs, you’ll find three bedrooms, an additional four-piece bathroom, and a convenient walk-up to the unfinished attic/loft space, offering exciting possibilities for future development. The basement provides additional finished space along with a walk-up to the yard. With its generous layout, original character, and abundant potential, this is a wonderful opportunity to bring your own vision to a classic Victorian home. A property with character, space, and possibilities—come imagine what it could become! Updated hydro; knob-and-tube wiring removed, October 2026. (id:63161)
Listing Information
- MLS®
- 40859846
- Data last synced
- October 25, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40859846
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$296/sqft
Building average
—
No other active listings in this building
21 - Glenview, Lincoln, Oak average
$417/sqft
17 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$472,000.00
Periodic payment — Principal & Interest (monthly)$3,045.18
Additional monthly expenses (condo fees, tax, utilities, etc.)$469.25
Total monthly cost$3,514.43
Interest paid over 5-yr term$135,276.56
Balance at end of term$424,565.53
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,311.08
Cash Needed at Closing
Minimum down payment$34,000
Estimated Land Transfer Tax (LTT)$8,275
Legal / closing costs (typical estimate)$1,500
Total cash needed$43,775
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
