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Property Type: Detached HouseOwnership: Freehold
260 GRANITE HILL Road
Cambridge, ON N1T1X3
MLS® 40858766
$1,279,000
6 bed4.5 bath4 parking3,983 sqftBuilt 1998
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 47 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $10,237
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Storage | Lower level | 7'9'' x 7'3'' |
| Utility room | Lower level | 8'7'' x 7'3'' |
| 3pc Bathroom | Lower level | 6'1'' x 12'10'' |
| Bedroom | Lower level | 17'0'' x 12'8'' |
| Bedroom | Lower level | 14'7'' x 16'4'' |
| Kitchen | Lower level | 12'4'' x 13'0'' |
| Recreation room | Lower level | 13'1'' x 26'4'' |
| 4pc Bathroom | Second level | 7'4'' x 12'9'' |
| Bedroom | Second level | 11'6'' x 10'11'' |
| Bedroom | Second level | 10'10'' x 12'9'' |
| Bedroom | Second level | 10'11'' x 12'10'' |
| 5pc Ensuite bath | Second level | 10'5'' x 10'8'' |
| Primary Bedroom | Second level | 13'1'' x 26'1'' |
Description
Welcome to 260 Granite Hill Road, a beautifully finished two-storey home in Cambridge's sought-after North Galt, offering approximately 3,980 sq ft of finished living space across all levels. A gracious foyer opens to a spacious living room and separate dining area, ideal for entertaining. The bright upstairs kitchen features a walk-in pantry and flows into an inviting family room with gas fireplace, with access to an upper deck and barbecue area. A dedicated office, a 10'11 x 7'5 laundry room with inside entry to the double garage, and a two-piece bath complete the level. Upstairs, the impressive primary retreat measures 26'1 x 13'1 and includes two walk-in closets and a five-piece ensuite with a Jacuzzi tub and separate shower. Three additional bedrooms share a four-piece bath with double vanity. The fully finished lower level offers its own separate entrance and walkout, a large 26'4 x 13'1 living room anchored by a bay window, a renovated kitchen completed April 2025, two additional bedrooms — one measuring 16'4 x 14'7 — a three-piece bath, plus a generous storage room and separate utility room. Fully opening double garden doors lead straight out to the pool. Buyer to satisfy themselves as to permitted use. The rear yard is a private resort-style oasis with an inground pool, deck and patio, fully landscaped. Solid brick exterior, forced-air gas heat, central air, air exchanger and water softener. Municipal water and sewer on a 46.93 x 151 ft lot, R4 zoning. All room dimensions and square footage from measured floor plan, available in supplements. Walking distance to Saginaw Public School and St. Teresa of Calcutta Catholic Elementary, with Lions Can-Amera Park, Shade's Mills Conservation Area and the Can-Amera trail system close by, and Highway 401 access at Townline Road only minutes away. (id:63161)
Listing Information
- MLS®
- 40858766
- Data last synced
- October 28, 2026
Real Broker Ontario Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Real Broker Ontario Ltd.
MLS® Number: 40858766
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$321/sqft
Building average
—
No other active listings in this building
31 - Northview average
$408/sqft
9 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 8.0% ($102,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,023,200.00
Periodic payment — Principal & Interest (monthly)$6,601.34
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,052.08
Total monthly cost$7,653.42
Interest paid over 5-yr term$293,252.06
Balance at end of term$920,371.71
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$102,900
Stress test qualifying rate8.19%
Payment you must qualify for$9,119.17
Cash Needed at Closing
Minimum down payment$102,900
Estimated Land Transfer Tax (LTT)$22,055
Legal / closing costs (typical estimate)$1,500
Total cash needed$126,455
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
