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Property Type: Detached HouseOwnership: Freehold
267 BAKERSFIELD DRIVE
Cambridge, ON N1R6X9
MLS® X14004324
$640,000
5 bed2 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 46 x 120 FT
- Frontage
- 46 feet
R5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,491.2 (2026)
Interior
- Basement
- Separate entrance, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Games room | Sub-basement | — |
| Office | Sub-basement | — |
| Utility room | Sub-basement | — |
| Laundry room | Sub-basement | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
| Family room | Basement | — |
| Kitchen | Basement | — |
| Bathroom | Basement | — |
Description
Spacious 4-level backsplit in desirable East Galt, perfect for growing or multigenerational families! The upper level features 3 generous bedrooms, while the lower levels offer 2 additional rooms with potential for home offices, games rooms, guest accommodations, or flexible family living space to suit your family's needs, along with a spacious family room for even more living space. This versatile home features 2 kitchens, 2 bathrooms, a side entrance into the main home, plus a separate entrance with direct access to the lower levels for added convenience and privacy. Laundry is conveniently located in the lower level, with an additional laundry hookup available on the main floor. Enjoy peace of mind with a new furnace and tankless water heater installed in 2020, plus updated air conditioning in 2024, offering added efficiency and comfort. Situated on an oversized lot with plenty of outdoor space to enjoy, this property is ideally located close to elementary and high schools, parks, shopping, and commuter routes. A fantastic opportunity to own a spacious home with incredible flexibility in a sought-after family-friendly neighbourhood! (id:63159)
Listing Information
- MLS®
- X14004324
- Tax assessment year
- 2026
- Data last synced
- October 19, 2026
Keller Williams Home Group Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Keller Williams Home Group Realty
MLS® Number: X14004324
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.1% ($39,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$512,000.00
Periodic payment — Principal & Interest (monthly)$3,303.25
Additional monthly expenses (condo fees, tax, utilities, etc.)$374.27
Total monthly cost$3,677.52
Interest paid over 5-yr term$146,740.67
Balance at end of term$460,545.66
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$39,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,660.00
Cash Needed at Closing
Minimum down payment$39,000
Estimated Land Transfer Tax (LTT)$9,275
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,775
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
